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C T Holdings PLC: research report

Fairly valuedneutralAug 24, 2026

CT Holdings grew latest-quarter revenue 14.2%, but net profit grew only 6.8% as June is structurally its weakest net-margin quarter.

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Why balanced

  • Latest-quarter revenue grew 14.2% while operating profit also increased, showing continued operating expansion.
  • Return on equity reached 20.6% for the audited year ended March 2026.
  • Dividend per share rose to LKR 15.25 in FY2026 from LKR 14.00 in FY2025.

Against this. The stock's P/B is at the 90th sector percentile, leaving limited valuation support despite the earnings improvement.

Operating margin
7.0%sector 9.0%
from 7.1% a year earlier
Net margin
3.1%sector 3.2%
from 3.3% a year earlier, revenue +14.3%
Return on equity
21.0%
twelve months to Jun 30, 2026, unaudited
P/E
13.9sector 13.9
earnings Rs 38.92 per share
P/B
2.91sector 1.29
book Rs 185.39 per share
Dividend yield
2.82%sector 2.09%
39.2% of earnings paid out

Current figures, updated daily from filings to Jun 30, 2026. The report below was written on Aug 24, 2026. Sector figures are the median of 22 listed companies in the same sector.

Overview

CT Holdings is a diversified Sri Lankan holding company anchored by Cargills (Ceylon), with exposure to retail, FMCG, restaurants, property, entertainment, hospitality and financial services.

The latest quarter showed healthy top-line expansion, but profit growth slowed below operating growth. June is structurally the weakest quarter for net margin, so the result is better read against other June periods than against the preceding December quarter.

Price performance

At LKR 550 as of 24 August 2026, the share gained 9.4% over one month against a 0.7% ASPI gain, but fell 5.5% over one year while the ASPI rose 6.8%. The one-year divergence is material, and the supplied news flow does not establish its cause.

The price sits in the lower quarter of its 52-week range. Recent volatility is running above the company's own one-year norm, while 20-day volume is below its 60-day average, indicating a volatile but relatively quiet trading pattern.

Valuation

CT Holdings trades at 14.15 times earnings and 2.97 times book value. The P/E is only moderately above the diversified-holdings sector median, but the P/B sits at the sector's 90th percentile, a richer position that requires sustained returns on equity to justify.

The audited-year ROE was 20.6%, which helps explain why the P/B premium is not automatically excessive. The 2.8% dividend yield is supported by a payout that has risen, with DPS increasing from LKR 14.00 in FY2025 to LKR 15.25 in FY2026.

News and sentiment

Coverage was normal rather than unusually loud, with 6 material articles in the last 90 days: 1 positive, 3 negative and 2 neutral. The main event on 24 August was CT Holdings' sale of 20.14 million shares at LKR 575 as part of a combined CTH and Cargills divestment worth over LKR 15 billion.

The Cargills Bank shareholding reduction and capital targets remain an important group-level development. The latest confirmed dividend had an ex-date of 25 May 2026 and was payable on 12 June 2026.

Financials

In the June 2026 quarter, gross margin was 12.4% versus 12.6% a year earlier, operating margin was 7.0% versus 7.1%, and net margin was 3.1% versus 3.3%. Revenue and operating profit grew year-on-year, but net profit grew more slowly as the below-line drag reached LKR 2.98 billion. All three margins ranked among the strongest June readings in the company's comparable history.

June is structurally the weakest quarter for net margin across six complete years, with the latest print still among the better June outcomes. For the twelve months to June 2026, revenue grew year-on-year and the operating and net margins were 6.6% and 3.7%, respectively. The audited year ended March 2026 also recorded stronger net profit growth, while owners' equity increased and the share count remained broadly unchanged at about 201.4 million.

Risks

The main risk is balance-sheet pressure. Gearing improved from 159.7% to 136.1% of owners' equity, but interest cover was only 4.22 times and the current ratio remained below one at 0.75.

Annual cash conversion improved to 1.04 times, meaning operating profit was cash-backed in the audited year, but 29.3% of group profit belonged to minority shareholders. Group profit therefore does not fully represent the earnings attributable to CTHR shareholders. Retail and FMCG operations also face sector-wide pressure from elevated inflation, transport and energy costs, which can squeeze household demand and merchandise margins.

Outlook

The next specific event is the quarter ending 30 September 2026, with the filing expected between 10 November 2026 and 13 January 2027. As at 24 August 2026, that filing is the next point at which the June-based analysis will be superseded and will show whether the group's operating growth continues outside its structurally weak June net-margin quarter.

The wider backdrop is mixed: Treasury bill yields have moved below 10%, while inflation reached 7.2% in July and energy costs remain unsettled. Lower rates could ease financing pressure across the group, but the available data cannot determine how quickly that benefit will flow through its diversified businesses.

About this report. Generated on Aug 24, 2026 from market data up to Aug 24, 2026, 6 material news articles over 90 days and financials to Jun 30, 2026. Every figure is drawn from EquityLK's own data on this company. AI research can contain errors, so treat it as a starting point, not investment advice.

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