All analyses
AI analysis

Capital Alliance PLC: research report

Fairly valuedbearishAug 24, 2026

Capital Alliance has swung into a LKR 2.81 billion quarterly loss. Its 32.9% dividend yield is attractive, but earnings currently do not support that headline.

Reports without a focus are public, one per stock per day. Generation usually takes about 15 minutes, and we'll notify you when it's ready.

Why bearish

  • The latest quarter fell into a LKR 2.81 billion loss, with operating profit down LKR 4.78 billion year-on-year.
  • The annual result showed revenue down 52.0% and net profit down 54.7% to March 2026.
  • The stock trades at 1.93 times book value, in the 85th sector percentile, despite negative trailing EPS of LKR 6.67.

Against this. The audited year to March 2026 still produced LKR 2.00 billion of net profit and an 18.0% ROE.

Operating margin
104.5%sector 40.4%
from 90.4% a year earlier
Net margin
104.5%sector 17.8%
from 64.7% a year earlier, revenue -223.7%
Return on equity
-26.4%
twelve months to Jun 30, 2026, unaudited
P/B
1.71sector 0.94
book Rs 25.23 per share
Dividend yield
27.84%sector 2.16%
trailing twelve months

Current figures, updated daily from filings to Jun 30, 2026. The report below was written on Aug 24, 2026. Sector figures are the median of 54 listed companies in the same sector.

Overview

Capital Alliance is a Sri Lankan investment banking and brokerage firm operating as a licensed Primary Dealer. Its activities span investment banking, broking, treasury and fixed income markets, supported by digital distribution through the CALT Portal.

The most important change is the sharp reversal in the latest quarter: the company moved from profit to loss, making earnings recovery and liquidity management more important than the headline dividend.

Price performance

CALT fell 10.6% over the past year, while the ASPI gained 6.8%, a substantial divergence. The stock also declined 4.1% over three months against a 2.7% ASPI fall. The last close was LKR 48.70 on 24 August 2026.

The share sits at just 7.8% of its 52-week range, only 2.7% above its low and 23.6% below its high. Recent volatility is 15.6% annualised, 61.1% below its own one-year level, while 20-day volume is 15.9% above its 60-day average. The price has weakened without a company-specific explanation in the available news flow.

Valuation

The valuation is difficult to justify on earnings because trailing EPS is negative and P/E is unavailable. At 1.93 times book value, CALT is in the 85th percentile of the finance sector, indicating a premium to most peers; its 18.0% audited ROE provides some support for that premium, but the latest loss weakens the current earnings case.

The 32.9% dividend yield is at the sector's 100th percentile, but the payout has not been consistently rising. Restated dividend per share was LKR 16.00 for FY2026, down from LKR 25.50 in FY2024, although the latest financial year may be incomplete.

News and sentiment

Company coverage was limited to one material article in the past 90 days, with a neutral sentiment split of zero positive, zero negative and one neutral article. The latest filing, dated 24 August 2026, concerned the reconstitution of board subcommittees.

A reported LKR 3.6 billion related-party commercial-paper borrowing was arranged in May 2026 for liquidity support and matured on 12 June 2026. Confirmed FY2026 dividends went ex on 9 September 2025 and 24 December 2025; no undated corporate action is recorded.

Financials

The June 2026 quarter fell into a net loss, with operating profit also falling into loss. Revenue fell 223.7% year-on-year, while the net loss widened by LKR 4.22 billion. Operating and net margins were each 104.5%, compared with 90.4% and 64.7% respectively a year earlier. These ratios are distorted by negative revenue, so they should not be read as exceptional profitability. Even so, both margins rank first among the four comparable June quarters in the company's history.

For the audited year to March 2026, revenue fell 52.0% and net profit fell 54.7%. Operating margin was 78.5% and net margin 55.0%, while ROE was 18.0%. Operating profit exceeded net profit, leaving a below-the-line gap of about LKR 853 million. Reported share counts differ materially between the annual and quarterly filings, so EPS and book value per share should not be treated as a clean trend.

Risks

The largest risk is financing pressure. Total debt was LKR 60.44 billion in the latest quarter, while annual interest cover was only 0.44 times at March 2026. The prior annual filing showed gearing of 610.0% of owners' equity, underscoring the sensitivity of the business to funding conditions.

As a financial institution, the current ratio, cash conversion and free cash flow are not meaningful measures for this company and are not reported. Sector conditions add pressure: banks and finance companies are seeing slower lending growth and rising corporate, SME and SOE non-performing loans. New restrictions on unauthorised outward foreign-exchange transfers also raise compliance demands across the sector.

Outlook

As at 24 August 2026, the next reportable event is the filing for the quarter ending 30 September 2026, with the exchange-based filing window running from 10 November 2026 to 13 January 2027. That filing will show whether the June loss was followed by another weak quarter or a return to profit, which is the key unresolved question in the current data.

Falling Treasury yields and ample liquidity may ease funding conditions across Sri Lanka's finance sector, but slower lending growth and higher selected non-performing loans remain the counterweight. The available data cannot establish whether lower market rates will translate into sustainable earnings improvement for Capital Alliance.

About this report. Generated on Aug 24, 2026 from market data up to Aug 24, 2026, 1 material news articles over 90 days and financials to Jun 30, 2026. Every figure is drawn from EquityLK's own data on this company. AI research can contain errors, so treat it as a starting point, not investment advice.

Previous reports