All analyses
AI analysis

First Capital Treasuries PLC: research report

Moderately undervaluedbearishAug 14, 2026

First Capital Treasuries has reported a LKR 741 million latest-quarter loss after a profitable audited year. Its 17.4% dividend yield is backed by a payout above earnings, leaving recovery and distribution quality in tension.

Reports without a focus are public, one per stock per day. Generation usually takes about 15 minutes, and we'll notify you when it's ready.

Why bearish

  • The latest quarter recorded a LKR 741 million net loss, with operating margin at -52.1% on total income.
  • The share price has fallen 20.6% in six months while the ASPI fell 9.2%, showing clear relative underperformance.
  • The dividend payout ratio is 191.6%, while the dividend yield ranks at the 97th percentile among 34 finance-sector peers.

Against this. Audited return on equity was 21.0% for the year ended 31 March 2026, and the share still delivered a 20.3% one-year return.

Operating margin
-52.1%
of revenue plus other operating income, which is larger than revenue here
Net margin
-36.6%
of revenue plus other operating income; profit here is mostly not from revenue
Return on equity
21.0%sector 13.0%
full year to Mar 31, 2026
P/E
10.3sector 6.9
earnings Rs 2.61 per share
P/B
2.39sector 0.94
book Rs 11.22 per share
Dividend yield
18.66%sector 2.16%
191.6% of earnings paid out

Current figures, updated daily from filings to Jun 30, 2026. The report below was written on Aug 14, 2026. Sector figures are the median of 54 listed companies in the same sector.

Overview

First Capital Treasuries is a standalone non-bank Primary Dealer focused on market-making, trading and liquidity solutions in Sri Lanka's sovereign debt market. The key change is the latest quarter's sharp reversal into a LKR 741 million loss, alongside a LKR 1.05 billion operating loss. This makes trading performance and balance-sheet risk management more important than the prior year's headline profitability.

Price performance

The share closed at LKR 28.80 on 14 August 2026. It fell 11.0% over three months and 20.6% over six months, versus ASPI declines of 5.6% and 9.2% respectively; over one year, however, FCT gained 20.3% against the ASPI's 9.3% gain.

The price sits at 34.2% of its 52-week range, 25.3% below the high and 21.3% above the low. Recent trading has been quieter than its own norm: 60-day annualised volatility was 20.5%, 54.5% below its one-year level, while 20-day volume was 23.3% below the 60-day average.

Valuation

FCT trades at 11.04 times earnings and 2.57 times book value, against finance-sector medians of 7.4 and 0.95. Its P/E sits at the 63rd percentile of 53 peers, but its P/B is at the 90th percentile, a demanding position relative to the sector despite the 21.0% audited ROE.

The 17.4% dividend yield is near the sector extreme, ranking at the 97th percentile of 34 peers, but the payout has fallen from LKR 14.5 per share in FY2024 to LKR 7.6 in FY2025, after LKR 1.5 in FY2023. The latest payout ratio of 191.6% and dividend cover of 0.52 times indicate that the current distribution is not covered by the latest earnings base.

News and sentiment

Coverage is thin: one material company article appeared in the last 90 days, with negative sentiment and no positive or neutral articles. The 14 August 2026 report described a LKR 741 million Primary Dealer loss, consistent with the latest quarter's filing and attributing the result to adverse mark-to-market trading and interest-rate moves.

The confirmed FY2025 dividends went ex on 17 January 2025 and 10 October 2025, with payments on 6 February 2025 and 30 October 2025. No undated corporate action is recorded.

Financials

The June 2026 quarter produced total income of LKR 2.04 billion, an operating loss of LKR 1.05 billion and a net loss of LKR 741 million. Operating and net margins on total income were -52.1% and -36.6%; the company earns materially outside its revenue line, so revenue-based margins are not meaningful for this quarter. Gross margin was not reported.

June 2025 was filed on a group basis, while June 2026 is on a company basis, so the two quarters are not like-for-like and no year-on-year growth comparison is valid. On a comparable company-basis history, the latest operating and net margins were both the worst of six June quarters. The LKR 313 million negative below-the-line figure means finance, tax, associate or foreign-exchange items reduced the operating loss before arriving at the net loss.

For the audited year ended 31 March 2026, revenue fell 71.3% and net profit fell 47.2%. The twelve months to 30 June 2026 are not reconstructed because the available interim figures do not provide a reliable comparable window. Shares outstanding were 615.6 million in the latest quarter and the supplied periods show no change in share count.

Risks

The main risk is balance-sheet leverage: total debt was LKR 46.49 billion at 31 March 2026, equal to 607.8% of owners' equity. Interest cover and a current ratio are not disclosed, and conventional cash conversion measures are not meaningful for this type of dealer because operating cash flows are dominated by market and funding flows.

The latest operating loss shows the business is highly exposed to mark-to-market movements in sovereign securities and interest rates. The sector backdrop includes falling Treasury yields and ample liquidity, but the recent company report also shows that rate moves and valuation changes can produce substantial losses. A high payout relative to earnings adds a further distribution risk.

Outlook

The next identifiable event is the filing for the period ending 30 September 2026, expected between 5 November 2026 and 19 January 2027 as at 14 August 2026. That filing will show whether the June loss was contained or extended, but the present data cannot separate trading volatility from a sustained earnings reset.

Sri Lanka's easier liquidity and declining government-security yields provide a changed market setting, yet FCT's 14 August report demonstrates that rate movement can still create mark-to-market pressure. The next filing therefore matters chiefly for evidence on trading recovery, rather than for a simple continuation of the prior year's profit trend.

About this report. Generated on Aug 14, 2026 from market data up to Aug 14, 2026, 1 material news articles over 90 days and financials to Jun 30, 2026. Every figure is drawn from EquityLK's own data on this company. AI research can contain errors, so treat it as a starting point, not investment advice.

Previous reports