Amana Bank Plc
ABL.N0000Banks & Finance · Regional Banks
Annual fundamentals
| Year | Revenue | Net profit | EPS |
|---|---|---|---|
| 2025 | Rs 10.1B | Rs 2.5B | 4.50 |
| 2024 | Rs 8.7B | Rs 1.8B | 3.22 |
| 2023 | Rs 9.2B | Rs 1.4B | 0.43 |
| 2022 | Rs 6.4B | Rs 788.2M | 0.28 |
| 2021 | Rs 4.8B | Rs 824.7M | 0.31 |
| 2020 | Rs 4.2B | Rs 463.7M | 0.18 |
| 2019 | Rs 4.3B | Rs 460.9M | 0.18 |
Recent dividends
- 2025 · first interimRs 1.30
- 2024 · first interimRs 1.20
- 2019 · first interimRs 0.08
- 2018Rs 0.07
About Amana Bank Plc
Amãna Bank PLC is a Sri Lanka-based commercial bank offering Sharia-compliant banking and a range of general financial services through branch and automated channels. The bank provides retail and business banking, corporate finance, trade and project financing, treasury services, and cash management, with a focus on asset-backed, ethically framed financing solutions. Business activities emphasize Business Banking across corporate, SME and retail customers, providing working capital, capital expenditure, trade services, leasing and project financing, supported by a regional SME structure and a dedicated commercial leasing unit. Treasury and Financial Institutions activity supports liquidity, trade finance and institutional relationships while digital and self-banking channels extend customer reach. The bank highlights a strategic focus on SMEs and emerging corporates, participation in government SME programmes, and a people-friendly banking model guided by an Independent Sharia Supervisory Council. The bank has received external recognition for its Islamic banking model in the South Asian region.
AI analysis
bullishQ1 2026 profit kept rising, with PAT up 15.6% YoY, while the share trades at 0.57x book. Watch execution on growth and capital after the corporate office buy.
Read the full report (Jul 31, 2026) →News sentiment
Describes news flow, not a forecast1 article in 30 days: 0 positive, 0 negative, 1 neutral.
Amana Bank acquired ownership of its corporate office at 353 Galle Road, Colombo 3 from Lee Hedges for Rs. 2.7 billion. The five‑storey, ~50,000 sq ft property on 95 perches had been leased since October 2025 and now provides Amana Bank full ownership.
Amana Bank (ABL.N0000) reported Q1 2026 PBT of Rs.0.8bn (+14% YoY) and PAT of over Rs.0.5bn (+16% YoY). Net financing income rose to Rs.2.2bn (+14%), total operating income to Rs.2.7bn (+13%), CASA 44%, CET1 13.2%, and Stage 3 NPA 1.2%.
Amana Bank (ABL) posted record 2025 results: PBT rose 47% to Rs.4.1bn and PAT reached Rs.2.4bn, with ROE of 10.4%. Total advances grew 36% to Rs.150.9bn, deposits closed at Rs.172bn, CET1 was 13.0%, Stage 3 impaired financing 1.2%, and an interim dividend of Rs.1.30 was declared.
Fitch says the Central Bank of Sri Lanka's reintroduced bank consolidation framework is broadly credit-positive, targeting banks with assets below Rs.400 billion and subjecting banks scoring under 60% in 2026–27 to possible mandatory consolidation. Fitch notes consolidation should strengthen capital and franchises, and identifies HDFC.N0000 as a likely acquisition target.
Banks & Finance sector: what is happening
Last 30 days to Aug 4, 2026Regulatory tightening dominated banks/finance as Cabinet named the SEC to regulate virtual asset service providers within a CBSL/FIU/IRD framework and approved a 2026-2030 national AML policy. The FIU flagged long-running trade-based money laundering via phantom imports, after probes found about $715m in fraudulent remittances. CBSL kept LTV caps on vehicle and gold loans. Services PMI signaled June expansion led by financial services.
The stories behind it
Auto-generated from 17 sector news articles over 30 days. Not investment advice. 2 more stories on the sentiment page.