Amana Bank (ABL.N0000) secured three major IFN Awards, including Best Bank in Sri Lanka for the fifth consecutive year. It also won Best Retail Bank and Most Innovative Bank, with CEO Mohamed Azmeer receiving the accolades in Dubai.
Banks & Finance · Regional Banks
Amãna Bank PLC is a Sri Lanka-based commercial bank offering Sharia-compliant banking and a range of general financial services through branch and automated channels.
ABL shares are down 7.8% over the past year and last closed at Rs 26.00 on Sep 30, 2026.
Monthly seasonality
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.7 | +1.3 | -10.6 | +6.7 | -4.5 | -2.5 | -1.1 | +0.0 | -1.9 | +0.0 | +0.0 | +0.0 |
| 2025 | +4.1 | -4.7 | -4.5 | -3.0 | +1.8 | -2.2 | +6.7 | +14.6 | +0.0 | +4.4 | +7.3 | -2.6 |
| 2024 | +0.0 | +0.0 | +0.0 | +8.7 | -12.0 | +4.5 | -7.0 | -1.4 | +7.1 | +5.3 | -3.4 | +7.0 |
| 2023 | +3.4 | -10.0 | -3.7 | -3.8 | -4.0 | +8.3 | +0.2 | -4.0 | -2.1 | -4.3 | +4.5 | +0.0 |
| 2022 | -4.5 | -14.3 | -30.6 | -8.0 | +34.8 | -9.7 | +3.6 | +0.0 | +20.7 | -14.3 | +0.0 | +0.0 |
| 2021 | +14.7 | -10.3 | -5.7 | -6.1 | +3.2 | -3.1 | +3.2 | -3.1 | +3.2 | +45.5 | +2.2 | -4.3 |
| 2020 | -4.3 | +0.0 | -13.6 | +0.0 | +0.0 | +20.0 | +0.0 | +0.0 | +51.7 | -2.9 | +0.0 | +0.0 |
| 2019 | +0.0 | -6.5 | +0.0 | -3.4 | -25.0 | +9.5 | +30.4 | -6.7 | -3.6 | -3.7 | -3.8 | -8.0 |
| 2018 | -2.7 | -2.8 | -2.9 | +5.9 | -5.6 | +0.0 | -5.9 | +0.0 | +0.0 | +0.0 | +0.0 | -3.1 |
| 2017 | -14.6 | +0.0 | +0.0 | +5.7 | -2.7 | +2.8 | +2.7 | +0.0 | +2.6 | +0.0 | -2.6 | -2.6 |
| 2016 | -23.3 | -2.2 | +13.3 | -7.8 | -2.1 | -4.3 | +0.0 | -2.3 | -7.0 | -2.5 | -5.1 | +10.8 |
| 2015 | +0.0 | +3.9 | -3.8 | +3.9 | +0.0 | -5.7 | +2.0 | -2.0 | -4.0 | +4.2 | -4.0 | +25.0 |
| 2014 | +0.0 | +0.0 | -5.5 | -1.9 | +7.8 | +3.6 | +1.8 | -1.7 | -1.8 | -1.8 | -9.1 | +2.0 |
| Average | -2.3 | -3.8 | -5.2 | -0.3 | -0.7 | +1.6 | +2.8 | -0.5 | +5.0 | +2.5 | -1.2 | +2.0 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -0.3 | -2.5 | -3.8 | -2.5 | -2.4 | +0.0 | +1.8 | -1.4 | +0.0 | -0.9 | -1.3 | +0.0 |
| % up | 25% | 17% | 8% | 42% | 33% | 46% | 62% | 8% | 38% | 33% | 25% | 42% |
Fundamentals
| Line | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 10.1B +15.8% | Rs 8.7B -5.7% | Rs 9.2B +44.7% | Rs 6.4B +32.7% | Rs 4.8B +13.4% | Rs 4.2B -0.5% | Rs 4.3B +3.7% | Rs 4.1B +21.2% |
| Operating profit | Rs 5.5B +44.8% | Rs 3.8B +17.8% | Rs 3.2B +85.4% | Rs 1.7B +20.2% | Rs 1.4B +25.1% | Rs 1.2B -16.1% | Rs 1.4B +4.1% | Rs 1.3B +24.9% |
| Net profit | Rs 2.5B +39.8% | Rs 1.8B +28.0% | Rs 1.4B +76.0% | Rs 788.2M -4.4% | Rs 824.7M +77.9% | Rs 463.7M +0.6% | Rs 460.9M -17.2% | Rs 556.4M +10.7% |
| EPS | 4.50 +39.8% | 3.22 +648.8% | 0.43 +53.6% | 0.28 -9.7% | 0.31 +72.2% | 0.18 +0.0% | 0.18 -18.2% | 0.22 -24.1% |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
Recent dividends
- 2025 · first interimRs 1.30
- 2024 · first interimRs 1.20
- 2019 · first interimRs 0.08
- 2018Rs 0.07
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | PABC.N0000 | 49.50 | Rs 21.9B | 5.5 | 0.69 | 9.05 | 13.18% | 2.02% |
| 2 | ABL.N0000 · this company | 26.00 | Rs 14.3B | 5.8 | 0.55 | 4.50 | 9.89% | 9.43% |
| 3 | UBC.N0000 | 11.60 | Rs 12.6B | 19.3 | 0.61 | 0.60 | 3.17% | 0.00% |
| 4 | CBNK.N0000 | 7.20 | Rs 8.9B | 15.0 | 0.61 | 0.48 | 4.47% | 0.00% |
| 5 | SDB.N0000 | 47.20 | Rs 7.7B | 19.1 | 0.52 | 2.47 | 2.74% | 0.00% |
| 6 | HDFC.N0000 | 64.90 | Rs 4.2B | - | 0.55 | -1.44 | -1.23% | 0.00% |
| Peer median · 5 companies | - | - | 17.1 | 0.61 | - | - | 0.00% |
About Amana Bank Plc
Amãna Bank PLC is a Sri Lanka-based commercial bank offering Sharia-compliant banking and a range of general financial services through branch and automated channels. The bank provides retail and business banking, corporate finance, trade and project financing, treasury services, and cash management, with a focus on asset-backed, ethically framed financing solutions. Business activities emphasize Business Banking across corporate, SME and retail customers, providing working capital, capital expenditure, trade services, leasing and project financing, supported by a regional SME structure and a dedicated commercial leasing unit. Treasury and Financial Institutions activity supports liquidity, trade finance and institutional relationships while digital and self-banking channels extend customer reach. The bank highlights a strategic focus on SMEs and emerging corporates, participation in government SME programmes, and a people-friendly banking model guided by an Independent Sharia Supervisory Council. The bank has received external recognition for its Islamic banking model in the South Asian region.
AI analysis
bullishAmana Bank's H1 2026 profit surpassed LKR 1.0 billion, while the shares trade below book value. The main catch is its highly leveraged banking balance sheet.
Read the full report (Aug 18, 2026) →News sentiment
Describes news flow, not a forecastNo scored news in the last 30 days.
Amana Bank PLC opened its 49th Self Banking Centre in Eravur Pattu, providing 24x7 cash withdrawal, cash deposit and cheque deposit services and expanding its Eastern Province network to 14 self-banking centres alongside nine full branches.
Amana Bank PLC marked its 15th anniversary by ringing the market opening bell on the Colombo Stock Exchange. The bank noted its position as one of Sri Lanka's few banks operating fully disengaged from interest-based transactions.
The Sri Lanka-Indonesia Business Council re-elected Sheamalee Wickramasingha as president for 2026/27 and said it will promote and facilitate inbound and outbound investment; a recent Sri Lanka-Indonesia business delegation sought commercial cooperation opportunities between firms from both countries.
The Sri Lanka-Indonesia Business Council held its 3rd AGM and re-elected Sheamalee Wickramasingha as President. The council named an executive committee including representatives from hSenid, Amana Bank, Aitken Spence, Haycarb and Sunshine Holdings and said it will pursue closer trade and investment ties with Indonesia.
CIO Confluence 2026 will be held on 9 September at Cinnamon Life, bringing together senior technology and business leaders from Sri Lanka's banking sector to discuss 'Beyond Digital: The Intelligent Banking Era' and the move to intelligent, data-driven banking transformation.
Amana Bank (ABL.N0000) was named Best Bank in Sri Lanka at the ICC Emerging Asia Banking Awards 2026 for the second consecutive year and also won Best Performance on Risk Management. The bank highlighted its non-interest, asset-backed model and prudent risk-management practices.
UN Global Compact Network Sri Lanka hosted the SDG Investment Forum under Forward Faster Now | APAC 2026 to advance sustainable and transition finance, launching a one-year Sustainable Finance Implementation Workplan. Principal corporate partners included Sampath Bank, HNB and Hayleys, with Amana Bank and Dialog as supporters, and WindForce presented a closed local‑currency renewable financing transaction with the IFC.
Tony Ganlath of Ganlath Timber and Transport Services was elected President of the Sri Lanka-Malaysia Business Council (Ceylon Chamber of Commerce) for 2026-27 at the Council's 32nd AGM, with Malaysian High Commissioner Badli Hisham Adam attending. Aitken Spence's Zahrine Hameen was named Senior VP and Amana Bank's Marshad Barry remains on the committee; representatives included Dialog Axiata PLC.
Amana Bank is marking its 15th anniversary with a 15% debit-card discount at over 150 merchant outlets and a 15-day '15% cashback' challenge where the first 150 customers who swipe on 15 days in August with Rs.50,000 cumulative spend can receive up to Rs.15,000 cashback.
Banks & Finance sector: what is happening
Last 14 days to Sep 30, 2026With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
The stories behind it
Auto-generated from 45 sector news articles over 14 days. Not investment advice.