Softlogic Life Insurance PLC is a publicly listed Sri Lankan life insurer that underwrites individual and group life protection and savings products, operating through a consolidated Life Fund and investment management of policyholder assets.
AAIC shares are down 1.3% over the past year and last closed at Rs 76.50 on Sep 30, 2026.
Rs 76.50
+3.24%
Price history
-1.29%
Monthly seasonality
Monthly total returns by year and calendar month
Year
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2026
+11.8
+12.6
-16.8
+14.8
+1.1
-0.2
-12.7
-0.6
-6.6
+0.0
+0.0
+0.0
2025
+16.6
-8.2
-2.3
-4.0
-2.2
+7.7
+16.3
-6.5
-4.5
+3.4
-3.9
+2.7
2024
-1.3
+0.0
+24.5
-1.8
-3.9
+8.3
-3.9
-8.8
+1.0
-1.0
+7.1
+9.0
2023
+42.2
-28.0
-2.5
-18.0
-4.6
+20.5
-5.1
-0.7
-2.1
-11.9
-7.8
-10.4
2022
+218.6
-48.0
-65.6
-3.3
+58.0
-15.2
+10.1
+40.4
-13.6
-25.9
-0.2
+66.9
2021
-4.3
-5.1
-3.8
+0.0
-1.6
+3.0
+0.0
-4.5
+2.0
+4.0
-0.3
+124.4
2020
-2.7
-4.4
-14.0
+0.0
+0.0
+8.2
-3.2
-2.0
+15.4
-13.0
+9.3
+6.4
2019
+2.2
-17.4
-18.4
+9.0
+2.1
-6.4
+26.9
-1.2
-2.7
+0.3
-1.3
-3.8
2018
+4.8
+2.7
+0.0
+6.2
+1.7
-6.1
+10.9
+1.6
+3.5
+15.7
+14.9
+26.8
2017
+2.9
+2.4
-9.3
+6.1
+6.7
+3.6
-0.4
-3.9
+0.0
+4.1
-7.4
-0.9
2016
-7.5
-3.4
+6.3
+21.7
+3.8
+3.1
+16.2
-2.2
+2.2
-5.2
-11.5
+6.2
2015
+0.3
-2.4
-5.7
+3.0
+25.1
+19.1
+7.2
-14.7
-2.7
+1.1
-8.2
-4.2
2014
+5.1
-1.0
-8.9
+11.0
+16.4
+4.5
+11.0
+7.0
+15.3
+0.0
-3.3
-1.4
2013
-6.7
-1.2
-2.4
+3.9
+26.4
+0.0
-1.2
-17.0
+4.5
-1.7
-6.8
+3.6
2012
+0.0
+0.0
+0.0
+0.1
-3.1
+13.2
-10.8
+6.5
-1.0
-3.5
-9.2
+14.1
Average
+20.1
-7.2
-8.5
+3.5
+9.0
+4.2
+4.1
-0.4
+0.7
-2.4
-2.0
+17.1
ASPI average
+3.1
-2.7
-4.7
+2.0
+0.2
+0.8
+3.1
+2.2
+3.2
-0.1
+1.0
+3.0
Median
+2.6
-2.9
-4.7
+3.4
+1.9
+3.6
+0.0
-2.0
+0.0
-0.5
-3.6
+4.9
% up
64%
21%
14%
64%
64%
67%
47%
27%
47%
43%
21%
64%
P/E
5.2
P/B
1.66
EPS
Rs 14.79
Div Yield
6.93%
Market Cap
Rs 24.2B
Beta
1.05
ROE
34.2%
Op Margin
-
Fundamentals
Line
FY2025
FY2021
FY2017
FY2016
FY2015
FY2014
Total income
Rs 44.9B
Rs 21.0B
Rs 7.8B
+37.6%
Rs 5.7B
-9.2%
Rs 6.2B
+2.1%
Rs 6.1B
Operating profit
-
-
Rs 1.9B
+101.5%
Rs 945.3M
+5.8%
Rs 893.5M
+16.3%
Rs 768.1M
Net profit
Rs 4.7B
Rs 2.1B
Rs 2.3B
+124.3%
Rs 1.0B
+12.1%
Rs 924.3M
+22.4%
Rs 755.3M
EPS
14.79
5.61
6.20
+124.6%
2.76
+11.7%
2.47
-87.7%
20.14
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
Softlogic Life Insurance PLC is a publicly listed Sri Lankan life insurer that underwrites individual and group life protection and savings products, operating through a consolidated Life Fund and investment management of policyholder assets. The Company accepts and pools insured risks, provides benefits under life insurance contracts, and manages invested funds with periodic valuation by its appointed actuary.
Its operating activities cover product design and pricing, underwriting, reinsurance arrangements, distribution and sales, claims processing and capital management. Distribution channels cited include field sales staff, bancassurance, Dialog’s mobile platform, the Sri Lanka Postal Department and insurance brokers, while investment management aligns assets to liabilities across short-, medium- and long-term horizons.
The Group includes the subsidiary Softlogic Life Insurance Lanka Limited (formerly Allianz Life Insurance Lanka Limited) following a 100% acquisition, which expanded the Company’s salesforce and branch network; all principal operations are conducted in Sri Lanka. Softlogic Life is listed on the Colombo Stock Exchange.
Evidence points bullish: earnings are valued at 5.2 times and the shares are the cheapest by P/E among insurance peers. The catch is June net margin ranked among the weakest group-basis quarters.
Softlogic Holdings (SHL) reported a group PBT of Rs. 24m for FY26, its first pre-tax profit since 2019, with revenue up 24.5% to Rs. 129b and EBITDA rising to Rs. 17.8b. The group signed restructuring offers covering about Rs. 59.7b of bank facilities; Softlogic Life raised $15m, Softlogic Finance had lending restrictions lifted, and ODEL Mall Phase I will be funded via pre-sales with no new debt.
Ada Derana·Sep 23, 2026·Award or certificationPositive
NMS secured 11 awards at SLIM DIGIS 2.6, with 10 of those awards for campaigns developed for Softlogic Life Insurance PLC. The wins spanned AI, cross-media integration, creative content and CSR categories; Unilever Sri Lanka's Closeup campaign also won a Silver.
Ada Derana·Sep 2, 2026·Award or certificationPositive
New Media Solutions won one Gold and two Silver awards at the Dragons of Sri Lanka 2026, taking Gold for Softlogic Life Insurance PLC's Health Score campaign and two Silvers for Unilever/Closeup's Break the Barriers campaign.
Softlogic Life Insurance PLC completed the acquisition of a 60% controlling stake in Bangladesh's Diamond Life Insurance for approximately $1.9 million. The deal finalises the company's entry into the Bangladesh life insurance market following a June 18 purchase agreement disclosure.
SLFRS 17 (IFRS 17) adoption will reshape Sri Lanka's life insurance sector, with reporting for the first two quarters deferred until 30 Sep 2026; insurers say the standard will shift focus from premium volumes to insurance service revenue, CSM visibility and protection products, and may encourage consolidation.
CEOs of Softlogic Life (AAIC.N0000), Union Assurance (UAL.N0000) and HNB Life (HASU.N0000) warned inflation, weak household incomes and potential taxation of insurance proceeds are limiting Sri Lanka's life-insurance growth and urged tax incentives and regulatory support.
Softlogic Life Insurance PLC (AAIC.N0000) has signed an agreement to acquire a 60% stake in Bangladesh's Diamond Life Insurance for about $1.9 million. The deal marks Softlogic Life's entry into the Bangladeshi life insurance market and the company will hold a controlling interest upon completion; shares closed yesterday up Rs. 2.50 at Rs. 94.
Insurance sector: what is happening
Last 14 days to Sep 30, 2026
The insurance sector was quiet, with no sector-specific developments in the window. Movements in government securities yields, including rising Treasury bill yields and later easing across parts of the secondary market, affect insurers through the valuation and reinvestment returns of their investment portfolios. The rupee moved from near 331.50/331.90 to around 330 per US dollar, affecting foreign-currency reinsurance and claims costs.