Insurance · Life/Health Insurance
Amana Takaful Life PLC is a specialised life insurer in Sri Lanka operating under the Takaful model, offering life insurance solutions founded on principles of mutuality and ethical practice.
ATLL shares are down 59.0% over the past year and last closed at Rs 20.50 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.8 | +1.4 | -31.9 | +4.0 | -6.5 | -2.9 | -4.7 | -5.3 | -3.8 | +0.0 | +0.0 | +0.0 |
| 2025 | +8.8 | -6.3 | -6.7 | -1.1 | +8.3 | -3.3 | +24.1 | +61.1 | -13.3 | -10.5 | -11.1 | -8.8 |
| 2024 | -7.7 | -1.7 | -6.8 | +9.2 | +4.2 | -6.0 | -10.7 | +0.0 | +6.0 | +9.1 | -6.2 | +8.5 |
| 2023 | +1.3 | +4.0 | -4.5 | +9.4 | -19.1 | -1.1 | +14.3 | -4.7 | -4.9 | +10.0 | -9.1 | +6.9 |
| 2022 | +109.3 | -20.3 | -5.6 | -26.2 | +75.0 | -31.1 | +3.7 | +34.0 | -13.4 | +21.7 | -0.3 | -9.7 |
| 2021 | -9.4 | +3.4 | +3.3 | +0.0 | +0.0 | -7.1 | +2.2 | +8.6 | +33.7 | +23.7 | +3.6 | -0.6 |
| 2020 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +42.0 | -18.4 | +0.0 | -1.2 | +7.6 | +12.9 |
| 2019 | -6.5 | +0.0 | -15.0 | +7.1 | -7.7 | -4.8 | +8.7 | -19.5 | -1.4 | +1.4 | +8.6 | +0.0 |
| 2018 | +18.2 | +7.7 | +0.0 | +0.0 | +0.0 | -21.4 | +18.2 | -4.6 | -28.2 | +9.0 | +9.3 | +0.9 |
| 2017 | +0.0 | -7.7 | +8.3 | +15.4 | +0.0 | +0.0 | +0.0 | -13.3 | +7.7 | -7.1 | -7.7 | -8.3 |
| 2016 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | -5.9 | +0.0 | -18.8 | +0.0 |
| Average | +12.6 | -1.9 | -6.5 | +2.2 | +6.8 | -8.6 | +9.8 | +3.8 | -2.1 | +5.6 | -2.4 | +0.2 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | +0.0 | +0.0 | -5.6 | +5.5 | +0.0 | -4.8 | +6.2 | -4.7 | -3.8 | +5.2 | -3.3 | +0.0 |
| % up | 44% | 40% | 22% | 63% | 38% | 0% | 70% | 30% | 27% | 60% | 40% | 44% |
| Line | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 2.4B +26.4% | Rs 1.9B +6.5% | Rs 1.8B +21.4% | Rs 1.5B +27.0% | Rs 1.1B +10.8% | Rs 1.0B -9.5% | Rs 1.1B +12.1% | Rs 1.0B -1.6% |
| Operating profit | Rs 9.9M -25.3% | Rs 13.2M -77.7% | Rs 59.3M -6.4% | Rs 63.3M +236.1% | Rs 18.8M | Rs -26.5M | Rs -23.9M | Rs -62.2M |
| Net profit | Rs -8.6M fell into loss | Rs 4.6M -90.9% | Rs 50.3M -7.0% | Rs 54.1M +465.9% | Rs 9.6M turned profitable | Rs -34.7M loss widened | Rs -29.1M loss narrowed | Rs -63.0M fell into loss |
| EPS | -0.17 | 0.09 -91.1% | 1.01 -6.5% | 1.08 +468.4% | 0.19 | -0.69 | -0.58 | -1.26 |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
No dividend records.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | UAL.N0000 | 68.00 | Rs 40.1B | 13.1 | 2.10 | 5.20 | 16.09% | 7.35% |
| 2 | JINS.N0000 | 37.50 | Rs 25.5B | 7.9 | 1.52 | 4.77 | 13.31% | 8.89% |
| 3 | AAIC.N0000 | 76.50 | Rs 24.2B | 5.2 | 1.66 | 14.79 | 34.24% | 6.93% |
| 4 | HASU.N0000 | 140.75 | Rs 21.1B | 8.6 | 1.60 | 16.39 | 18.60% | 3.55% |
| 5 | AINS.N0000 | 25.00 | Rs 1.7B | 208.3 | 0.97 | 0.12 | 0.48% | - |
| 6 | ATLL.N0000 · this company | 20.50 | Rs 1.0B | - | 1.56 | -0.17 | -1.48% | - |
| Peer median · 5 companies | - | - | 8.6 | 1.60 | - | - | 7.14% |
Amana Takaful Life PLC is a specialised life insurer in Sri Lanka operating under the Takaful model, offering life insurance solutions founded on principles of mutuality and ethical practice. The company provides a range of protection and savings products designed to safeguard individuals and families and to support long-term financial resilience. Its product portfolio encompasses protection, savings, health and retirement plans, including unit-linked arrangements and family takaful (life) contracts; the company also earns investment-related income from Mudharaba and fixed term investments and receives fees from fund management activities. As part of the Amana Takaful Group, it focuses on customer-centric service, governance, and responsible financial protection. Amana Takaful Life PLC serves customers across Sri Lanka through an island-wide branch network and aims to expand national reach and inclusion, with particular emphasis on distribution expansion to underserved regions and communities.
Amana Takaful Life is growing revenue but losing earnings: June revenue rose 14.3% year-on-year while net profit fell 41.4%. The stock is near its 52-week low and valuation remains demanding for a loss-making insurer.
Read the full report (Aug 14, 2026) →No scored news in the last 30 days.
Amana Takaful held its Annual Awards 2025 on 24 June 2026 at Shangri-La Colombo, presenting over 250 awards across Amana General Insurance and Amana Life Insurance. Afzal Ibrahim was named Champion of Champions for Amana General; Somasuntharam Surenther won Champion of Champions for Amana Life.
SLFRS 17 (IFRS 17) adoption will reshape Sri Lanka's life insurance sector, with reporting for the first two quarters deferred until 30 Sep 2026; insurers say the standard will shift focus from premium volumes to insurance service revenue, CSM visibility and protection products, and may encourage consolidation.
The IRCSL hosted the OECD–ADBI roundtable in Colombo and unveiled a new vision and roadmap aiming to double Sri Lanka's insurance penetration to 3% of GDP by 2030/2035. The two-day forum brings policymakers and industry together to discuss regulatory reform, climate risk and data-driven insurance solutions.
Amana Takaful PLC and Amana Takaful Life PLC were named Sri Lanka’s Most Awarded Insurance Company for 2026 by LMD Magazine, marking a third consecutive year of the recognition. The awards notably cited digital excellence and the group's investments in digital capabilities, process improvements and customer-focused solutions.
The Insurance Association of Sri Lanka launched a revamped official website (www.iasl.lk) to boost digitalisation, transparency and stakeholder access for member insurers. The mobile-responsive site features a searchable resource library, regulatory updates and refreshed content for member companies, policyholders and regulators.
Amana Takaful Life PLC's Gold Investment Fund returned 32.4% for the year to December 2025. Its Growth Multiple Fund and Volatile Multiple Fund returned 23.5% and 23.6% respectively, and the company highlighted flexible fund switching and plans to boost investment capabilities and digital platforms.
Softlogic Life reported FY25 GWP of Rs.40.1bn (27% YoY) and PAT of Rs.4.7bn with ROE at 39%, completed the acquisition of Allianz Life Lanka and secured a USD 15m capital investment from Norfund/OP Finnfund.
Amana Takaful PLC relaunched a unified mobile app combining Life and General insurance services, serving over 18,000 users. The app adds improved performance and features including instant claims intimation, real-time tracking, premium payments, digital e-cards, life fund management, telemedicine and wellness tools.
The insurance sector was quiet, with no sector-specific developments in the window. Movements in government securities yields, including rising Treasury bill yields and later easing across parts of the secondary market, affect insurers through the valuation and reinvestment returns of their investment portfolios. The rupee moved from near 331.50/331.90 to around 330 per US dollar, affecting foreign-currency reinsurance and claims costs.
Auto-generated from 5 sector news articles over 14 days. Not investment advice.