Insurance · Life/Health Insurance
Janashakthi Insurance PLC is a Sri Lankan life insurer providing life and health insurance products and related customer services to policyholders across Sri Lanka. The Company focuses on underwriting, policy issuance, renewals and claims settlement for individual and group life products.
JINS shares are down 7.8% over the past year and last closed at Rs 37.50 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.3 | +10.3 | -12.4 | +18.1 | -6.8 | -3.2 | -6.7 | -2.6 | -8.5 | +0.0 | +0.0 | +0.0 |
| 2025 | +18.6 | +4.5 | +7.5 | +6.3 | -2.2 | +3.0 | -4.2 | +44.7 | +12.4 | +32.8 | -10.5 | -10.5 |
| 2024 | -9.4 | -0.9 | +25.7 | +22.8 | -25.1 | -5.5 | -5.3 | +3.6 | +7.3 | +12.1 | +13.5 | +8.5 |
| 2023 | +1.6 | -5.9 | -5.6 | -4.9 | -4.1 | +5.4 | +30.0 | +40.8 | -5.4 | -9.3 | -6.8 | -3.8 |
| 2022 | +1.6 | -9.2 | -22.8 | +4.5 | -10.9 | +7.3 | +0.9 | +1.4 | -4.4 | -2.3 | +13.8 | +31.8 |
| 2021 | +4.0 | -8.1 | +5.3 | -10.0 | -3.7 | +9.6 | -3.5 | -7.3 | -1.2 | +0.0 | -5.2 | +29.3 |
| 2020 | -4.6 | -9.7 | -25.0 | +0.0 | +0.0 | +26.5 | +4.8 | -6.2 | +3.3 | -11.1 | +1.8 | +4.6 |
| 2019 | -2.0 | -8.2 | -1.5 | -1.5 | -0.8 | +1.5 | +26.9 | +13.4 | -7.6 | -2.0 | -5.2 | -0.3 |
| 2018 | +33.8 | +47.6 | -13.2 | -4.8 | -14.1 | +0.0 | -2.7 | +7.0 | -5.7 | +1.4 | +11.9 | +22.4 |
| 2017 | -3.7 | +1.9 | -6.2 | +10.0 | -3.6 | +1.9 | -3.1 | -3.2 | -2.0 | +10.1 | -4.9 | +0.6 |
| 2016 | -9.1 | +1.9 | -1.2 | +9.3 | -5.7 | -9.6 | +3.3 | +14.2 | +0.6 | -3.4 | -4.7 | -0.6 |
| 2015 | +1.3 | +4.7 | -8.5 | +1.3 | -6.6 | -3.8 | +12.7 | -16.9 | +0.0 | -1.0 | -6.8 | -0.6 |
| 2014 | +12.6 | -3.5 | -2.2 | +6.7 | +4.9 | +0.0 | +15.2 | +8.0 | +26.1 | -7.2 | -1.8 | +7.4 |
| 2013 | +2.9 | -0.9 | +15.0 | -2.4 | +15.0 | -1.4 | +1.5 | -2.2 | -2.2 | +0.0 | -6.1 | +2.4 |
| 2012 | +0.0 | +0.0 | +0.0 | -6.0 | -15.6 | +8.7 | -2.0 | +21.4 | -5.9 | -1.8 | -8.2 | +4.0 |
| Average | +3.5 | +1.7 | -3.2 | +3.5 | -5.7 | +2.7 | +4.5 | +7.8 | +0.4 | +1.3 | -1.4 | +6.8 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | +1.5 | -0.9 | -3.9 | +2.9 | -4.9 | +1.5 | +0.9 | +3.6 | -2.0 | -1.4 | -5.0 | +3.2 |
| % up | 64% | 43% | 29% | 57% | 14% | 53% | 53% | 60% | 33% | 29% | 29% | 64% |
| Line | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|
| Total income | Rs 13.8B +3.7% | Rs 13.3B -2.9% | Rs 13.7B +104.4% | Rs 6.7B -6.8% | Rs 7.2B | Rs 9.9B +20.3% | Rs 8.3B |
| Operating profit | - | - | Rs 5.4B +178.2% | Rs 1.9B +58.7% | Rs 1.2B | Rs 1.1B +29.0% | Rs 874.2M |
| Net profit | Rs 3.5B -23.2% | Rs 4.5B +9.1% | Rs 4.1B +200.6% | Rs 1.4B +57.0% | Rs 876.2M | Rs 1.0B +25.6% | Rs 800.4M |
| EPS | 15.30 -23.2% | 19.92 +9.2% | 18.25 +200.7% | 6.07 +56.9% | 3.87 | 2.77 +25.9% | 2.20 |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | UAL.N0000 | 68.00 | Rs 40.1B | 13.1 | 2.10 | 5.20 | 16.09% | 7.35% |
| 2 | JINS.N0000 · this company | 37.50 | Rs 25.5B | 7.9 | 1.52 | 4.77 | 13.31% | 8.89% |
| 3 | AAIC.N0000 | 76.50 | Rs 24.2B | 5.2 | 1.66 | 14.79 | 34.24% | 6.93% |
| 4 | HASU.N0000 | 140.75 | Rs 21.1B | 8.6 | 1.60 | 16.39 | 18.60% | 3.55% |
| 5 | AINS.N0000 | 25.00 | Rs 1.7B | 208.3 | 0.97 | 0.12 | 0.48% | - |
| 6 | ATLL.N0000 | 20.50 | Rs 1.0B | - | 1.56 | -0.17 | -1.48% | - |
| Peer median · 5 companies | - | - | 10.8 | 1.60 | - | - | 6.93% |
Janashakthi Insurance PLC is a Sri Lankan life insurer providing life and health insurance products and related customer services to policyholders across Sri Lanka. The Company focuses on underwriting, policy issuance, renewals and claims settlement for individual and group life products. Its core activities include new business distribution and renewal management, micro‑insurance initiatives targeted at underserved communities, and customer lifecycle management via a centralised “Customer 360” CRM platform to streamline onboarding, servicing and claims processing. The business is supported by an investment portfolio and disciplined asset–liability management to maintain capital adequacy and support underwriting operations. The Company emphasises digital transformation, ESG integration and governance in its operations and has relocated its head office to the Bishop’s Gate building in Colombo 10 to support its organisational and operational objectives.
Gross written premiums grew 36% in H1 2026, while latest filed quarterly net profit fell 98.5% year-on-year. Strong growth and weak earnings make the picture balanced.
Read the full report (Aug 15, 2026) →No scored news in the last 30 days.
Janashakthi Life (Janashakthi Insurance PLC) ran a 10-day community outreach during the Nallur Festival in Jaffna, engaging over 7,000 people to raise awareness of life protection, financial security and to provide employment opportunities.
Janashakthi Life marked its 32nd anniversary; the Janashakthi Group-backed insurer reports assets of LKR 41.1 billion, an equity base of LKR 16.7 billion and maintains an A- rating from Lanka Rating Agency.
Janashakthi Limited's JXG Spotlight won a Silver Award (Best Use of Digital in Corporate Branding) and a Bronze Award (Best Use of Creative Content) at SLIM DIGIS 2.6; the group's JXG YouTube channel has surpassed 300,000 subscribers.
Great Place To Work Sri Lanka unveiled the 20 winners of Great Workplaces for Young Talent 2026, selected from assessments of nearly 80,000 employees (including over 48,000 under-35s). Janashakthi Insurance PLC is listed among the winners; selection required a minimum 70% Trust Index score and strong young-talent perception.
Sampath Bank appointed Dilip de S. Wijeyeratne as Deputy Chairman effective 10 September 2026. Wijeyeratne, a senior banking and finance professional with nearly eight years at Sampath Bank and roles at Singer, Hayleys Fibre and Janashakthi Insurance, will support the bank's strategic, data and AI initiatives.
Sampath Bank appointed Dilip de S Wijeyeratne as deputy chairman, effective Sept 10. Wijeyeratne, who has been with Sampath since 2018 and holds directorships at Singer, Hayleys Fibre and Janashakthi Insurance, will support the bank's push on data-driven decision-making and AI.
Janashakthi Limited (JXG) reported maiden Q1 FY27 consolidated revenue of Rs.6.4bn and a group loss of Rs.780.8m, driven by mark-to-market losses on fixed-income trading at First Capital. Janashakthi Insurance posted NPAT of Rs.129m and Janashakthi Finance NPAT of Rs.90.4m, while First Capital recorded an Ld of Rs.726m.
Janashakthi PLC (JXG) reported maiden Q1 FY27 consolidated revenue of LKR 6.4Bn and a Group loss of LKR 780.8Mn, driven by mark-to-market losses on fixed-income positions amid short-term interest rate volatility. First Capital reported a LKR 726Mn loss, while Janashakthi Insurance posted NPAT of LKR 129Mn (GWP +36% to LKR 5.1Bn) and Janashakthi Finance saw NPAT rise 51% to LKR 90.4Mn; the group is pursuing a proposed acquisition of Continental Insurance Lanka subject to approval.
Janashakthi Life (Janashakthi Insurance PLC) posted 36% y/y Gross Written Premiums growth to Rs. 5.11bn in H1 2026, outpacing industry growth of 20.8%; the company reported PBT of Rs. 271m and total assets of Rs. 41.14bn.
Janashakthi Insurance PLC (Janashakthi Life) was named among Sri Lanka's 50 Best Workplaces™ for 2026 by Great Place To Work® Sri Lanka in the Medium category (251-500 employees). The recognition follows its Great Place To Work® Certified status and an 88% Employee Trust Index™ score in 2025.
The insurance sector was quiet, with no sector-specific developments in the window. Movements in government securities yields, including rising Treasury bill yields and later easing across parts of the secondary market, affect insurers through the valuation and reinvestment returns of their investment portfolios. The rupee moved from near 331.50/331.90 to around 330 per US dollar, affecting foreign-currency reinsurance and claims costs.
Auto-generated from 5 sector news articles over 14 days. Not investment advice.