Banks & Finance · Finance/Rental/Leasing
Janashakthi Finance PLC is a Sri Lanka–based licensed finance company and a member of the Janashakthi Group that provides a range of retail and corporate financial services under the regulatory oversight of the Central Bank of Sri Lanka and rated BB+ by Lanka Rating Agency.
BFN shares are down 42.2% over the past year and last closed at Rs 27.80 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.3 | +2.6 | +0.0 | +3.8 | -7.2 | -6.2 | -3.0 | -12.9 | -8.5 | +0.0 | +0.0 | +0.0 |
| 2025 | +5.3 | -0.5 | -3.0 | +6.2 | +4.4 | +45.3 | +41.2 | +39.6 | -22.0 | -1.7 | -14.9 | -2.8 |
| 2024 | -3.7 | -2.6 | +12.0 | +16.7 | -8.2 | +1.1 | -8.8 | +8.4 | +8.9 | +32.7 | -2.3 | +49.6 |
| 2023 | -10.5 | +2.6 | +12.7 | -19.1 | +0.0 | -5.6 | +10.3 | +37.3 | -10.7 | +3.3 | -10.5 | -5.9 |
| 2022 | +17.0 | +1.1 | -30.9 | -7.7 | -14.2 | -9.7 | -8.6 | -7.1 | +2.5 | -6.2 | +0.0 | +13.2 |
| 2021 | +26.0 | -3.2 | -6.7 | +1.4 | +3.5 | +5.4 | -3.2 | -6.7 | +2.1 | +0.7 | +10.4 | +0.0 |
| 2020 | -1.7 | -8.5 | -43.0 | +0.0 | +0.0 | +16.3 | -4.0 | -6.3 | +27.8 | -26.1 | +22.4 | +18.3 |
| 2019 | +7.1 | -14.5 | -8.5 | +0.0 | -9.2 | +0.8 | +23.5 | +4.8 | -9.7 | -5.0 | -5.3 | -4.8 |
| 2018 | -3.1 | +33.8 | -10.0 | -3.7 | -14.8 | -17.4 | -3.1 | +15.3 | -16.1 | +12.5 | +3.0 | +11.5 |
| 2017 | -7.4 | -14.4 | -14.0 | +17.4 | +12.0 | -9.1 | -1.8 | -7.4 | +30.0 | +26.2 | -2.4 | +1.3 |
| 2016 | +0.0 | +0.0 | +0.0 | +11.5 | -2.1 | +2.1 | +24.1 | -7.2 | -3.0 | -7.4 | -11.3 | +1.5 |
| Average | +2.9 | -0.4 | -9.1 | +2.6 | -3.6 | +2.1 | +6.0 | +5.3 | +0.1 | +2.9 | -1.1 | +8.2 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -0.7 | -1.5 | -7.6 | +2.6 | -4.6 | +0.8 | -3.0 | -6.3 | -3.0 | -0.5 | -2.4 | +1.4 |
| % up | 50% | 40% | 20% | 60% | 30% | 55% | 36% | 45% | 45% | 50% | 30% | 60% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 3.4B +42.0% | Rs 2.4B +16.9% | Rs 2.1B +68.9% | Rs 1.2B -32.7% | Rs 1.8B +35.1% | Rs 1.3B -9.7% | Rs 1.5B -3.8% | Rs 1.5B +11.9% |
| Operating profit | Rs 570.9M -5.5% | Rs 604.1M +9.9% | Rs 549.7M | Rs -23.0M | Rs 602.8M +132.0% | Rs 259.9M | Rs -425.7M | Rs 95.0M |
| Net profit | Rs 64.7M -82.6% | Rs 371.8M +6.7% | Rs 348.5M turned profitable | Rs -72.0M fell into loss | Rs 453.0M +134.0% | Rs 193.6M turned profitable | Rs -437.3M fell into loss | Rs 29.0M turned profitable |
| EPS | 0.31 -82.4% | 1.76 +6.7% | 1.65 | -0.34 | 2.15 +133.7% | 0.92 | -3.06 | 0.20 |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | CALF.N0000 | 120.75 | Rs 14.2B | 49.9 | 4.87 | 2.42 | 9.76% | 0.00% |
| 2 | SFIN.N0000 | 46.40 | Rs 12.9B | 7.6 | 1.31 | 6.07 | 17.69% | 2.16% |
| 3 | MERC.N0000 | 20.20 | Rs 12.8B | 8.9 | 0.74 | 2.26 | 7.83% | 0.82% |
| 4 | ALLI.N0000 | 303.50 | Rs 10.2B | 4.6 | 0.87 | 65.87 | 19.54% | 3.29% |
| 5 | SEMB.N0000 | 1.10 | Rs 8.0B | 55.0 | 2.70 | 0.02 | 4.20% | 0.00% |
| 6 | UBF.N0000 | 2.00 | Rs 6.4B | 57.1 | 1.96 | 0.04 | 3.47% | 0.00% |
| 7 | AFSL.N0000 | 83.20 | Rs 6.1B | 7.2 | 1.43 | 11.63 | 20.63% | 3.27% |
| 8 | BFN.N0000 · this company | 27.80 | Rs 5.9B | 13.5 | 1.43 | 2.05 | 1.79% | 0.00% |
| Peer median · 7 companies | - | - | 8.9 | 1.43 | - | - | 0.82% |
Janashakthi Finance PLC is a Sri Lanka–based licensed finance company and a member of the Janashakthi Group that provides a range of retail and corporate financial services under the regulatory oversight of the Central Bank of Sri Lanka and rated BB+ by Lanka Rating Agency. The company offers lending and savings products across leases, gold loans, fixed deposits and other loan products for individuals and businesses, and has expanded its product suite to include targeted offerings such as women-entrepreneur finance, electric vehicle and solar financing and other green finance solutions. Janashakthi Finance has invested in digital capabilities, including integration with the Common Electronic Fund Transfer Switch (CEFTS) and new digital platforms, while maintaining a branch network across Sri Lanka with recent expansion in the Eastern Province. The company emphasises governance and ESG integration, and positions itself to serve a diversified customer base ranging from microfinance clients to affluent individuals and larger-ticket SMEs.
Evidence points bearish: BFN scores 25 of 100 on market-wide valuation and debt equals 375% of equity. The catch is that first-quarter profit rose 51%.
Read the full report (Sep 14, 2026) →2 articles in 30 days: 0 positive, 2 negative, 0 neutral.
Janashakthi Limited's JXG Spotlight won a Silver Award (Best Use of Digital in Corporate Branding) and a Bronze Award (Best Use of Creative Content) at SLIM DIGIS 2.6; the group's JXG YouTube channel has surpassed 300,000 subscribers.
Janashakthi Limited (JXG) celebrated graduation of its inaugural Spartans I 18-month Management Trainee Programme, with graduates placed across JXG and subsidiaries including First Capital and Janashakthi Finance as part of its talent-pipeline development.
Sri Lanka's ASPI rose 0.17% to 21,657.17 in early trading while the S&P SL20 gained 0.54% to 6,091.65 on turnover of Rs 446 million. Several firms were placed or moved to the watchlist for non-submission of FY2026 annual reports (SHL, HELA, MEL, LGL, EXT, BFN, TESS, EMER); top gainers included DIAL, HNB, COMB, AEL, ACL and top losers HAYC, DOCK, BIL, CCS.
Janashakthi Finance PLC won the Silver Award for Best Finance and Insurance Website at BestWeb.LK 2026, recognising its digital transformation and customer-focused corporate website. The site, available in Sinhala, Tamil and English, highlights the company's enhanced digital capabilities and user experience.
Janashakthi Finance PLC won the Silver Award for Best Finance & Insurance Website at BestWeb.LK 2026, recognising its digital-experience and website improvements. The company is a subsidiary of Janashakthi Group (JXG), highlighting continued investment in digital capabilities.
Janashakthi Finance (BFN.N0000) has appointed Ivon Brohier as Chief Financial Officer; she brings over 20 years' experience in financial services and will lead financial management, governance, risk management and strategic planning to support the company's growth and transformation.
Janashakthi Finance PLC appointed Ivon Brohier as Chief Financial Officer, effective 18 August 2026. She brings over 20 years' experience in financial services with senior roles at PMF Finance, Softlogic Finance, Abans Finance and Nations Trust Bank.
Janashakthi Finance PLC (BFN.N0000) has relocated its Kandy branch to No. 40, Cross Street, Kandy to improve accessibility and customer experience; the branch will continue offering deposits, leasing, gold loans and other financial services.
Janashakthi Limited (JXG) reported maiden Q1 FY27 consolidated revenue of Rs.6.4bn and a group loss of Rs.780.8m, driven by mark-to-market losses on fixed-income trading at First Capital. Janashakthi Insurance posted NPAT of Rs.129m and Janashakthi Finance NPAT of Rs.90.4m, while First Capital recorded an Ld of Rs.726m.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.