Singer Finance (Lanka) Plc

SFIN.N0000Moderately undervalued

Banks & Finance · Finance/Rental/Leasing

Singer Finance (Lanka) PLC is a Sri Lanka-based financial services company that provides lending, leasing and other financing solutions through a national branch network and digital channels.

SFIN shares are down 31.0% over the past year and last closed at Rs 46.40 on Sep 30, 2026.

Rs 46.40
+0.43%
Price history
-30.95%

Monthly seasonality

Monthly total returns by year and calendar month
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+5.7-7.0-16.9+8.0-1.6+5.5-9.1+0.0+2.1+0.0+0.0+0.0
2025+7.4-11.6+1.6+26.5+1.6+21.9+27.7+31.9+19.5+10.0-12.6-10.7
2024+0.9-0.9+9.7+51.6-9.6-4.7+1.2-6.1+8.4+5.4+9.1+34.4
2023-3.9+4.1+10.8+5.3-7.6+6.4+27.4-3.4-8.3-5.3-4.8-5.0
2022+0.0-6.3-20.7-5.4-10.6-5.5+8.7-5.3+7.5-8.7-3.8+1.0
2021+15.4-17.4-2.8+6.5-0.7+2.7+5.3-5.1+0.7+1.3+4.6+9.4
2020-1.5-7.0-32.8+0.0+0.0+6.9+10.1+0.0+17.5-11.3+5.6+12.9
2019+0.7-3.6-3.7+0.0-5.4+0.0+14.6-7.1+1.5-1.5+4.6-5.1
2018+3.3+4.5-4.9+3.2-2.5-6.5+0.0-3.4-4.3+0.0+0.7+3.0
2017-9.1+0.6-5.5+17.5+1.5-12.3-2.8-1.7-6.4+3.1-7.9-1.3
2016-9.5-11.9-6.2+14.4+10.6-14.0+1.5+5.0+2.4-7.0-6.5+5.9
2015-4.7+15.5-13.4+24.9+7.5-6.2+11.0+0.4-7.5+3.4-5.3+5.2
2014+20.5-12.8-1.6+8.3+3.1-5.2+12.5+12.5+12.3+0.0-6.6+11.8
2013-0.7-11.0+4.1+9.5+8.7-12.0-4.5-10.3-0.9+11.6-5.6-0.8
2012+0.0+0.0+0.0-4.9-26.6+8.8-4.9+11.1+22.3-6.3-10.7+3.0
Average+1.7-4.6-5.9+11.8-2.3-0.9+6.6+1.2+4.5-0.4-2.8+4.5
ASPI average+3.1-2.7-4.7+2.0+0.2+0.8+3.1+2.2+3.2-0.1+1.0+3.0
Median+0.4-6.7-4.3+8.1-1.1-4.7+5.3-1.7+2.1+0.0-5.1+3.0
% up50%29%29%79%43%40%67%33%67%43%36%64%
P/E
7.6
P/B
1.31
EPS
Rs 6.07
Div Yield
2.16%
Market Cap
Rs 12.9B
Beta
1.85
ROE
17.7%
Op Margin
41.8% (+0.5pp)

Fundamentals

LineFY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Total income
Rs 8.5B
+54.0%
Rs 5.5B
+66.1%
Rs 3.3B
+9.8%
Rs 3.0B
-14.6%
Rs 3.5B
+26.7%
Rs 2.8B
+7.1%
Rs 2.6B
+4.9%
Rs 2.5B
+24.8%
Operating profit
Rs 3.6B
+78.2%
Rs 2.0B
+110.3%
Rs 972.3M
-2.3%
Rs 995.3M
-20.1%
Rs 1.2B
+53.0%
Rs 814.5M
-8.5%
Rs 890.2M
-9.5%
Rs 983.9M
+15.6%
Net profit
Rs 1.6B
+84.9%
Rs 851.7M
+110.7%
Rs 404.2M
-1.2%
Rs 409.0M
-34.2%
Rs 621.1M
+51.5%
Rs 410.1M
+5.4%
Rs 389.0M
-28.2%
Rs 541.7M
+22.3%
EPS
6.07
+44.2%
4.21
+110.5%
2.00
-1.0%
2.02
-34.2%
3.07
+51.2%
2.03
+5.2%
1.93
-28.0%
2.68
+6.4%

Compared with the same period a year earlier.

Parent company only. Subsidiaries are not included.

Per-share figures are as reported, not adjusted for splits.

Recent dividends

  • 2026 · first interimRs 1.00
  • 2022 · finalRs 0.80
  • 2022 · first interimRs 0.80
  • 2021 · first interimRs 0.80
  • 2019Rs 1.10
  • 2018Rs 0.97
  • 2015Rs 1.25
  • 2012Rs 0.80
Peer comparison7 peers in Banks & Finance
Rs 120.75
P/E
49.9
P/B
4.87
ROE
9.76%
Yield
0.00%
SFIN.N0000 · this company
Rs 46.40
P/E
7.6
P/B
1.31
ROE
17.69%
Yield
2.16%
P/E
8.9
P/B
0.74
ROE
7.83%
Yield
0.82%
Rs 303.50
P/E
4.6
P/B
0.87
ROE
19.54%
Yield
3.29%
SEMB.N0000
Rs 1.10
P/E
55.0
P/B
2.70
ROE
4.20%
Yield
0.00%
UBF.N0000
Rs 2.00
P/E
57.1
P/B
1.96
ROE
3.47%
Yield
0.00%
Rs 83.20
P/E
7.2
P/B
1.43
ROE
20.63%
Yield
3.27%
Rs 27.80
P/E
13.5
P/B
1.43
ROE
1.79%
Yield
0.00%
Peer median · 7 companies
P/E 13.5P/B 1.43Yield 0.00%

About Singer Finance (Lanka) Plc

Singer Finance (Lanka) PLC is a Sri Lanka-based financial services company that provides lending, leasing and other financing solutions through a national branch network and digital channels. The Company supports both personal and enterprise financial needs, enabling consumer purchases and business asset finance across the country. Its core activities include lending operations and asset leasing, with a particular focus on vehicle financing within its broader lending portfolio, alongside deposit-taking and funding management to support balance sheet liquidity. The business is supported by centralised support functions, digital channels and a branch footprint that serve customers across Sri Lanka. Singer Finance emphasises governance, risk management and digital innovation in its operations and positions itself as a provider of accessible finance to support personal aspirations and enterprise activity within the Sri Lankan market.

AI analysis

bullish

Evidence points bullish: June net profit rose 53.9% year-on-year on record June margins. The catch is an 8:29 rights issue at LKR 39.20, which will dilute non-participating holders.

Read the full report (Sep 25, 2026) →

News sentiment

Describes news flow, not a forecast
Last 30 days
Positive news flow

6 articles in 30 days: 2 positive, 0 negative, 4 neutral.

24 months positive negative 3-month net
Nov 24: 3 articles, net +0.33Jan 25: 4 articles, net +1.00Mar 25: 3 articles, net +0.37May 25: 1 articles, net +1.00Jun 25: 2 articles, net +0.50Oct 25: 2 articles, net +0.50Mar 26: 2 articles, net +0.59May 26: 1 articles, net +1.00Jul 26: 1 articles, net +1.00Aug 26: 3 articles, net +0.33Sep 26: 6 articles, net +0.33Oct 24Feb 25Jun 25Oct 25Feb 26Jun 26
Recent news
View all news →
EconomyNext·Sep 25, 2026·Market commentary
Sri Lanka stocks open up, ASPI gains 0.18-pct

Colombo Stock Exchange opened higher: ASPI up 0.18% (37.48 pts) at 21,104.37 and S&P SL20 up 0.46% at 5,970.10, with turnover Rs 43.59m. Singer Finance set rights-issue and EGM/XR dates; Pan Asia Banking plans to raise up to Rs 5bn via listed debentures opening Oct 1, 2026.

Daily FT·Sep 12, 2026·Management or board changePositive
Singer Finance appoints Jonathan Alles as Chairman

Singer Finance (Lanka) PLC appointed Jonathan Alles as Chairman, succeeding Aravinda Perera; Alles joined the board in March 2026 and brings more than 37 years of banking and financial services experience.

Daily FT·Sep 1, 2026·Management or board changePositive
Banking veteran Jonathan Alles to helm Singer Finance Board

Singer Finance (Lanka) PLC appointed veteran banker Jonathan Alles as Chairman of the Board effective 12 September 2026. Alles joined Singer Finance's board on 5 March 2026 and is a former MD/CEO of Hatton National Bank.

EconomyNext·Aug 20, 2026·Rights issuePositive
Sri Lanka's Singer Finance plans rights issue of of 76,648,787 shares

Singer Finance (SFIN.N0000) plans a rights issue of 76,648,787 ordinary voting shares at Rs39.20 each (8 new for every 29 existing) to improve capital adequacy and for lending; stated capital was Rs4,004,555,574 as of June 30, 2026.

EconomyNext·Aug 20, 2026·Market commentary
Sri Lanka stocks rise midday; Singer Finance plans rights issue

Colombo stocks rose midday, with the ASPI up 0.14% at 21,445.77; Singer Finance announced a rights issue of up to 76,648,787 ordinary shares at Rs 39.20 each (8 new for every 29 existing). Banks led turnover at Rs 231.7m; Dialog, Commercial Bank, Hayleys and Aitken Spence were top gainers while John Keells and Malwatte Valley lagged.

CSE filing·Aug 19, 2026
Rights Issue -2026

Rights issue · 8:29 at Rs 39.20 · XD Oct 16, 2026

Rights issue (8:29) at LKR 39.2/share

Banks & Finance sector: what is happening

Last 14 days to Sep 30, 2026

With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.

Auto-generated from 45 sector news articles over 14 days. Not investment advice.