Banks & Finance · Finance/Rental/Leasing
Softlogic Finance PLC is a Sri Lankan non‑bank finance company that provides a range of lending and deposit products across the island.
CRL shares are down 35.7% over the past year and last closed at Rs 3.60 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.4 | +20.3 | -12.7 | +21.0 | -9.3 | -7.4 | -1.6 | -19.4 | -28.0 | +0.0 | +0.0 | +0.0 |
| 2025 | +6.8 | -11.1 | -1.8 | +0.0 | +3.6 | +1.8 | -1.7 | +1.8 | -5.2 | +1.8 | -3.6 | +3.7 |
| 2024 | -3.4 | +0.0 | +0.0 | +7.0 | +1.6 | -1.6 | -3.3 | -13.6 | +23.5 | -6.3 | +0.0 | +0.0 |
| 2023 | -25.2 | -2.3 | -6.0 | -5.1 | -13.3 | +12.3 | +9.6 | -5.0 | -2.6 | -8.1 | -14.7 | +1.7 |
| 2022 | +106.2 | -28.6 | -52.6 | -16.7 | +14.7 | -18.6 | -2.9 | +61.8 | -8.2 | -11.8 | +2.3 | +30.7 |
| 2021 | +2.6 | -15.0 | -4.9 | +0.0 | +1.0 | -5.1 | +1.1 | -2.1 | -1.1 | +4.4 | +6.3 | +27.7 |
| 2020 | -9.0 | +0.0 | -24.3 | +0.0 | +0.0 | -3.7 | +11.5 | -20.0 | +18.1 | -19.0 | +4.5 | +0.9 |
| 2019 | -10.9 | -15.6 | +8.0 | +4.6 | -0.4 | +4.0 | -6.0 | -6.8 | -17.6 | +0.0 | +3.6 | -4.6 |
| 2018 | -10.5 | +12.9 | -10.2 | +0.0 | -7.2 | -5.6 | -4.6 | -2.8 | -10.4 | +12.4 | -4.6 | -1.1 |
| 2017 | +0.0 | -11.2 | +7.9 | +8.3 | -0.8 | +5.7 | +10.8 | -4.9 | +0.0 | +2.3 | -7.3 | +2.7 |
| 2016 | -15.8 | -3.0 | -8.7 | +13.4 | -1.1 | -7.8 | +6.8 | -1.6 | -5.0 | -2.5 | -12.6 | +0.0 |
| 2015 | -8.7 | -5.2 | -8.2 | +37.5 | +9.8 | -1.9 | +10.1 | +1.9 | -7.1 | +1.1 | -9.4 | +5.1 |
| 2014 | +30.4 | -3.3 | -3.8 | +9.1 | +6.0 | -1.7 | +2.0 | +14.6 | +14.5 | -0.9 | -13.6 | +9.8 |
| 2013 | +11.2 | -9.7 | +2.0 | -1.2 | +37.7 | -10.1 | -6.7 | +5.5 | -18.2 | +9.2 | -2.2 | -5.6 |
| 2012 | +0.0 | +0.0 | +0.0 | +26.4 | +0.9 | +4.8 | -10.8 | -3.3 | -3.4 | -7.5 | -5.3 | -7.8 |
| Average | +5.7 | -5.1 | -8.2 | +7.5 | +3.1 | -2.3 | +0.9 | +0.4 | -3.4 | -1.8 | -4.0 | +4.5 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -1.7 | -4.3 | -5.4 | +5.8 | +0.9 | -1.9 | -1.6 | -2.8 | -5.0 | -0.4 | -4.1 | +1.3 |
| % up | 43% | 14% | 21% | 57% | 57% | 33% | 47% | 33% | 20% | 43% | 29% | 57% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 706.0M +4.3% | Rs 676.8M | Rs -61.2M -119.9% | Rs 307.8M -80.9% | Rs 1.6B +132.6% | Rs 692.7M -46.7% | Rs 1.3B -14.9% | Rs 1.5B -3.6% |
| Operating profit | Rs 141.2M -44.6% | Rs 255.1M | Rs -1.8B | Rs -3.0B | Rs -935.7M | Rs -1.0B | Rs -485.5M | Rs 64.5M -78.0% |
| Net profit | Rs 150.5M +3.7% | Rs 145.1M turned profitable | Rs -1.8B loss narrowed | Rs -3.0B loss widened | Rs -935.7M loss widened | Rs -902.9M loss widened | Rs -334.0M fell into loss | Rs 204.0M -6.8% |
| EPS | 0.16 +6.7% | 0.15 | -2.83 | -5.66 | -2.33 | -5.95 | -4.29 | 3.00 -18.9% |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | AAF.N0000 | 46.00 | Rs 10.2B | 5.0 | 1.53 | 9.16 | 24.73% | 1.10% |
| 2 | SDF.N0000 | 37.90 | Rs 5.7B | 6.9 | 1.23 | 5.48 | 19.32% | 5.28% |
| 3 | MBSL.N0000 | 9.90 | Rs 5.2B | - | 1.25 | -0.19 | 3.48% | 0.00% |
| 4 | LCBF.N0000 | 5.80 | Rs 4.6B | 16.1 | 1.33 | 0.36 | 8.34% | 2.54% |
| 5 | PMB.N0000 | 9.00 | Rs 3.6B | 9.9 | 1.05 | 0.91 | 10.81% | 0.00% |
| 6 | CRL.N0000 · this company | 3.60 | Rs 3.5B | 60.6 | 1.16 | 0.06 | 4.88% | 0.00% |
| Peer median · 5 companies | - | - | 8.4 | 1.25 | - | - | 1.10% |
Softlogic Finance PLC is a Sri Lankan non‑bank finance company that provides a range of lending and deposit products across the island. The company offers vehicle finance, hire purchase and lease facilities, personal and business loans, gold/pawn lending, factoring and margin trading, and mobilises funds through fixed deposits and savings accounts as described in its activity disclosures. Its strategic focus is on vehicle financing while growing personal financing and factoring in a controlled manner, supported by branch network expansion and digitalisation of product processes and client interaction. Operations are delivered through a team of professional staff and governed by integrated reporting, corporate governance and regulatory compliance frameworks. Products and services are positioned to serve retail and business customers throughout Sri Lanka, with emphasis on customer service, process controls and digital platforms to enhance customer experience.
The evidence points bearish: the June quarter made a LKR 80.8 million loss while the shares trade on 65.7 times trailing earnings. The counterpoint is a sharply narrower operating loss than a year earlier.
Read the full report (Sep 25, 2026) →7 articles in 30 days: 3 positive, 0 negative, 4 neutral.
The Colombo ASPI fell 0.6% to 20,817.82, sliding to a six-month low as losers (163) outpaced winners (31) and turnover barely topped Rs.1bn. Top decliners and contributors to the drop included Dialog, Commercial Bank, Overseas Realty, Singer, Tokyo Cement and Ceylinco, while John Keells closed flat.
Softlogic Holdings (SHL) reported a group PBT of Rs. 24m for FY26, its first pre-tax profit since 2019, with revenue up 24.5% to Rs. 129b and EBITDA rising to Rs. 17.8b. The group signed restructuring offers covering about Rs. 59.7b of bank facilities; Softlogic Life raised $15m, Softlogic Finance had lending restrictions lifted, and ODEL Mall Phase I will be funded via pre-sales with no new debt.
Softlogic Finance (CRL.N0000) said its board recommended a rights issue to raise Rs.1 billion by issuing 401,072,162 new shares at Rs.2.50 each (five new shares for every 12 held) to boost Tier 1 capital and expand vehicle financing; the issue is subject to CSE listing approval and shareholder approval.
Softlogic Finance (CRL) plans to raise Rs1.002 billion via a rights issue of 401,072,162 new ordinary voting shares at Rs2.50 each (5 new shares for every 12 existing) to strengthen Tier-1 capital and expand vehicle financing; issue pending regulator and shareholder approval.
Colombo Stock Exchange opened marginally higher: ASPI rose 14.13 points to 21,070.39 and the S&P SL20 gained 0.11% to 5,935.33, with turnover of LKR 9.97m. Notable movers included Industrial Asphalts (+16.7%), Prime Lands, Dialog, Haycarb and NDB; SMB Finance and Commercial Bank fell; Softlogic Finance announced a LKR 1.002bn rights issue and Aitken Spence Hotel Holdings proposed up to LKR 5bn debenture issue.
Rights issue · 12:5 at Rs 2.50
Rights issue (12:5) at LKR 2.5/share
The ASPI fell 0.52% (109.98 pts) to 21,023.43, hitting a 23-week low as selling driven by concerns over rising interest rates and sustained crude above $100 pressured the market. Top drags included Melstacorp, Dialog, Hayleys, Ceylon Beverage and RIL while foreigners were net sellers of ~Rs.213m; turnover ~Rs.1.3bn.
Secondary government bond yields fell across key tenors while buying interest remained strong; a Treasury Bill auction today will offer Rs.80 billion (Rs.35bn 91-day, Rs.25bn 182-day, Rs.20bn 364-day). Money-market liquidity stayed in a Rs.138.76bn surplus and the Central Bank conducted repos to absorb liquidity.
A seminar on changes to Sri Lanka's AML/CFT regime will be held on 20 Aug to examine three amendments passed on 9 July 2026 strengthening anti-money laundering and counter-terrorist financing laws. The event targets compliance officers of banks and financial institutions and will cover practical and regulatory implications.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.