Lanka Credit & Business Finance Plc

LCBF.N0000

Banks & Finance · Finance/Rental/Leasing

Rs 5.90
+1.72%
as of Aug 3, 2026
Price history
+28.26%
P/E
15.6
P/B
1.35
EPS
Rs 0.38
Div Yield
2.59%
Market Cap
Rs 4.7B
Beta
1.20
ROE
8.3%
Op Margin
40.4%

Annual fundamentals

YearRevenueNet profitEPS
2026Rs 1.3BRs 281.8M0.36
2025Rs 979.6MRs 204.5M0.26
2024Rs 748.6MRs 111.1M0.14
2023Rs 676.7MRs 162.8M0.21
2022Rs 445.0MRs 97.6M0.12

Recent dividends

  • 2026Rs 0.15
  • 2022 · finalRs 0.06

About Lanka Credit & Business Finance Plc

LCB Finance PLC is a licensed finance company regulated by the Central Bank of Sri Lanka that provides retail and wholesale non-bank financial services across the island through a growing branch network and digital capabilities. The company focuses on serving rural communities and small and medium-sized enterprises (SMEs), with an emphasis on financial inclusion and support for income-generating activities in underserved regions. Its product offering covers a broad set of deposit and lending products, including savings accounts, fixed deposits and investment accounts, leasing and personalized leasing solutions, personal and business loans, SME financing, microfinance and micro loans, gold loans, education and housing loans, revolving credit and trade finance. The business places strategic emphasis on trade finance, lease finance and gold loans as foundations for future growth. LCB Finance also discloses sustainability and governance information aligned with Global Reporting Initiative (GRI) Standards and has initiatives to strengthen ESG practices, including measures to reduce environmental impact at selected branches.

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News sentiment

Describes news flow, not a forecast
Last 30 days
Not enough news to read

No scored news in the last 30 days.

24 months positive negative 3-month net
Mar 25: 1 articles, net +1.00Jun 25: 5 articles, net +0.05Apr 26: 1 articles, net +1.00Jun 26: 3 articles, net -0.33Jul 24Nov 24Mar 25Jul 25Nov 25Mar 26
Recent news
View all news →
Daily FT·Jun 18, 2026·Regulatory or legalNegative
Former Industrial Finance depositors seek redress over share conversion losses

Former depositors of Industrial Finance Ltd (now Lanka Credit & Business Finance PLC) seek regulatory redress, alleging deposits converted into shares at Rs.10 were diluted by a 2021 private placement and share consolidation and lost substantial value. LCBF rejects claims, citing a 2018 acquisition, capital infusions and improved net asset value by listing.

Banks & Finance sector: what is happening

Last 30 days to Aug 4, 2026

Regulatory tightening dominated banks/finance as Cabinet named the SEC to regulate virtual asset service providers within a CBSL/FIU/IRD framework and approved a 2026-2030 national AML policy. The FIU flagged long-running trade-based money laundering via phantom imports, after probes found about $715m in fraudulent remittances. CBSL kept LTV caps on vehicle and gold loans. Services PMI signaled June expansion led by financial services.

Auto-generated from 17 sector news articles over 30 days. Not investment advice. 2 more stories on the sentiment page.