CSE filing·Sep 30, 2026
CHANGE OF AUDITORSBanks & Finance · Finance/Rental/Leasing
PMF Finance PLC is a diversified financial services company listed on the Colombo Stock Exchange that provides a range of financing, banking-related and advisory services across Sri Lanka.
PMB shares are down 43.8% over the past year and last closed at Rs 9.00 on Sep 30, 2026.
Rs 9.00
+0.00%Price history
-43.75%
Monthly seasonality
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.7 | -2.9 | -16.9 | +16.8 | -3.0 | -1.6 | -13.5 | -5.5 | -9.7 | +0.0 | +0.0 | +0.0 |
| 2025 | +5.1 | -14.6 | +7.1 | +9.3 | +42.7 | +12.0 | -0.8 | +41.5 | -13.6 | +4.4 | -9.6 | -6.0 |
| 2024 | -10.6 | +0.0 | +11.9 | +12.8 | +1.9 | -3.7 | -7.7 | +0.0 | +4.2 | +4.0 | +7.7 | +39.3 |
| 2023 | +16.2 | -9.3 | +33.3 | -13.5 | +4.4 | -6.4 | +25.0 | -1.8 | -11.1 | -10.4 | +11.6 | -2.1 |
| 2022 | +13.2 | -9.1 | -24.3 | -5.7 | +6.0 | -7.5 | -4.1 | +12.8 | -3.8 | -23.5 | +0.0 | -5.1 |
| 2021 | +1.2 | -1.2 | -10.0 | -6.9 | +10.4 | -4.1 | -2.8 | -5.8 | -1.5 | +12.5 | -1.4 | -2.9 |
| 2020 | -13.1 | +5.4 | -24.5 | +0.0 | +0.0 | -5.6 | -7.1 | -3.8 | +30.3 | -7.1 | -7.6 | +1.2 |
| 2019 | -12.3 | -6.0 | -2.1 | -2.2 | +0.0 | +5.6 | +12.6 | -5.6 | -2.0 | +0.0 | +6.1 | +1.9 |
| 2018 | +3.3 | -8.0 | +11.3 | +0.8 | -5.4 | -16.4 | +15.7 | -19.5 | +5.3 | +24.0 | -14.5 | +7.5 |
| 2017 | -18.9 | -10.1 | -2.1 | +16.4 | +2.5 | -1.2 | +1.2 | -12.6 | +2.1 | +3.4 | -9.1 | -13.6 |
| 2016 | -8.0 | -23.9 | -3.6 | +40.7 | +5.8 | -7.5 | +21.0 | -10.7 | +9.5 | -9.1 | -5.0 | +3.2 |
| 2015 | -5.9 | +2.1 | -2.0 | +1.7 | +16.8 | -5.3 | -13.0 | +17.0 | -17.1 | -1.8 | -7.6 | -3.4 |
| 2014 | +42.0 | +0.6 | +5.6 | +36.7 | -10.8 | +3.9 | -1.9 | +9.0 | +23.1 | -3.5 | -1.8 | -4.5 |
| 2013 | -10.0 | -3.7 | +3.8 | +4.4 | +18.4 | -15.0 | -6.3 | -12.8 | +8.6 | -4.8 | -5.8 | -0.9 |
| 2012 | +0.0 | +0.0 | +0.0 | +3.9 | -9.7 | +3.3 | +2.4 | +17.2 | +6.0 | +0.6 | -6.2 | +0.0 |
| Average | +0.1 | -5.8 | -0.9 | +8.2 | +5.7 | -3.3 | +1.4 | +1.3 | +2.0 | -0.8 | -3.1 | +1.0 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -3.3 | -4.9 | -2.1 | +4.2 | +3.4 | -4.1 | -1.9 | -3.8 | +2.1 | -0.9 | -5.4 | -1.5 |
| % up | 43% | 21% | 43% | 71% | 64% | 27% | 40% | 33% | 53% | 43% | 21% | 36% |
P/E
9.9
P/B
1.05
EPS
Rs 0.91
Div Yield
0.00%
Market Cap
Rs 3.6B
Beta
1.09
ROE
10.8%
Op Margin
27.1%
Fundamentals
| Line | FY2026 | FY2025 |
|---|---|---|
| Total income | Rs 3.1B +36.9% | Rs 2.3B |
| Operating profit | Rs 926.5M +101.3% | Rs 460.3M |
| Net profit | Rs 368.4M +14.2% | Rs 322.5M |
| EPS | 0.91 +13.8% | 0.80 |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
Recent dividends
No dividend records.
Peer comparison5 peers in Banks & Finance
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | AAF.N0000 | 46.00 | Rs 10.2B | 5.0 | 1.53 | 9.16 | 24.73% | 1.10% |
| 2 | SDF.N0000 | 37.90 | Rs 5.7B | 6.9 | 1.23 | 5.48 | 19.32% | 5.28% |
| 3 | MBSL.N0000 | 9.90 | Rs 5.2B | - | 1.25 | -0.19 | 3.48% | 0.00% |
| 4 | LCBF.N0000 | 5.80 | Rs 4.6B | 16.1 | 1.33 | 0.36 | 8.34% | 2.54% |
| 5 | PMB.N0000 · this company | 9.00 | Rs 3.6B | 9.9 | 1.05 | 0.91 | 10.81% | 0.00% |
| 6 | CRL.N0000 | 3.60 | Rs 3.5B | 60.6 | 1.16 | 0.06 | 4.88% | 0.00% |
| Peer median · 5 companies | - | - | 11.5 | 1.25 | - | - | 1.10% |
AAF.N0000
Rs 46.00
P/E
5.0
P/B
1.53
ROE
24.73%
Yield
1.10%
SDF.N0000
Rs 37.90
P/E
6.9
P/B
1.23
ROE
19.32%
Yield
5.28%
MBSL.N0000
Rs 9.90
P/E
-
P/B
1.25
ROE
3.48%
Yield
0.00%
LCBF.N0000
Rs 5.80
P/E
16.1
P/B
1.33
ROE
8.34%
Yield
2.54%
PMB.N0000 · this company
Rs 9.00
P/E
9.9
P/B
1.05
ROE
10.81%
Yield
0.00%
CRL.N0000
Rs 3.60
P/E
60.6
P/B
1.16
ROE
4.88%
Yield
0.00%
Peer median · 5 companies
P/E 11.5P/B 1.25Yield 1.10%
About PMF Finance PLC
PMF Finance PLC is a diversified financial services company listed on the Colombo Stock Exchange that provides a range of financing, banking-related and advisory services across Sri Lanka. Its activities include lease and trade financing, corporate finance and advisory, investment banking and real estate development, supported by deposit mobilisation and lending operations. The company originates and services retail and corporate credit products, including gold loans and other secured lending, and maintains a trading portfolio and margin trading activities. PMF presents integrated reporting of its financial and non-financial performance and emphasises customer-centric growth, geographical expansion, technology readiness and employee development in its operations across the country.
AI analysis
bearishEvidence points bearish because PMF is moderately overvalued, pays no dividend and has withdrawn a funding proposal. The counterweight is audited profit grew 14.2%.
Read the full report (Sep 26, 2026) →News sentiment
Describes news flow, not a forecastLast 30 days
More negative than usual for this company
its own lowits own high
Higher than 9% of its last 11 months · 18 of 26 in its sector
4 articles in 30 days: 1 positive, 1 negative, 2 neutral.
24 months positive negative 3-month net
Recent news
Daily FT·Sep 24, 2026·Credit rating actionPositive
PMF Finance upgraded to BB (Stable) by Lanka Rating AgencyLanka Rating Agency upgraded PMF Finance PLC's long-term entity credit rating to BB (Stable). LRA cited stronger profitability, improved asset quality and adequate capitalisation, NII rose ~49% to Rs.2.91bn in FY26, PAT was Rs.368.4m and CAR stood at 17.38%.
CSE filing·Sep 11, 2026
PMF FINANCE PLC – RECONSTITUTION OF BOARD SUB-COMMITTEESCSE filing·Sep 2, 2026Negative
PMF FINANCE PLC- CORPORATE DISCLOSUREDaily FT·Sep 2, 2026·Market commentaryPositive
Bond market yields continue to decrease on key tenors; activity robustSecondary government bond yields fell across key tenors while buying interest remained strong; a Treasury Bill auction today will offer Rs.80 billion (Rs.35bn 91-day, Rs.25bn 182-day, Rs.20bn 364-day). Money-market liquidity stayed in a Rs.138.76bn surplus and the Central Bank conducted repos to absorb liquidity.
Interest Rates
Daily FT·Aug 19, 2026·Regulatory or legal
Seminar on 'Changes to Sri Lanka's Anti-Money Laundering Regime' on 20 Aug.A seminar on changes to Sri Lanka's AML/CFT regime will be held on 20 Aug to examine three amendments passed on 9 July 2026 strengthening anti-money laundering and counter-terrorist financing laws. The event targets compliance officers of banks and financial institutions and will cover practical and regulatory implications.
CSE filing·Aug 17, 2026Positive
CREDIT RATING REVIEWCSE filing·Jul 15, 2026Negative
ENFORCEMENT ACTION IN TERMS OF THE CSE LISTING RULESDaily FT·Jul 11, 2026·Capital raise
PMF Finance withdraws proposed Rs. 1 billion debenture issuePMF Finance PLC has withdrawn its proposed listed, rated, unsecured senior redeemable debenture issue of up to Rs. 1 billion after a board decision following an internal assessment; the company gave no further details.
Ada Derana·Jul 1, 2026·Promotional / marketingPositive
Hayleys Solar and PMF Finance PLC Partner to Expand Access to Solar Energy through Flexible Financing SolutionsHayleys Solar (Hayleys PLC) and PMF Finance PLC signed an MOU to provide customised financing for residential and commercial solar installations, aiming to lower upfront costs and accelerate solar adoption in Sri Lanka.
Renewable Energy
Banks & Finance sector: what is happening
Last 14 days to Sep 30, 2026With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
The stories behind it
Auto-generated from 45 sector news articles over 14 days. Not investment advice.