Banks & Finance · Regional Banks
DFCC Bank PLC provides development financing and investment banking services alongside a full suite of commercial banking products and services in Sri Lanka.
DFCC shares are down 22.6% over the past year and last closed at Rs 123.50 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.7 | -1.0 | -8.9 | +3.6 | -6.8 | +1.3 | -7.1 | +2.0 | -3.1 | +0.0 | +0.0 | +0.0 |
| 2025 | +15.0 | -8.7 | -9.6 | -1.9 | +2.9 | +7.5 | +26.7 | +11.1 | +1.2 | -0.6 | -2.6 | -6.5 |
| 2024 | -9.0 | -0.4 | +7.8 | +8.6 | -6.1 | +1.3 | -10.8 | -5.6 | +16.5 | +10.4 | +2.9 | +29.1 |
| 2023 | +17.2 | +23.0 | +0.0 | -4.8 | -8.1 | +21.6 | +74.1 | +6.7 | -0.6 | -5.5 | -4.5 | +2.3 |
| 2022 | +2.7 | -5.9 | -14.2 | -6.8 | -18.0 | +0.6 | -1.7 | -6.2 | +7.5 | -3.3 | -2.3 | -5.9 |
| 2021 | +13.8 | -15.3 | -0.3 | -4.5 | +3.5 | +4.9 | -4.0 | +1.9 | +0.0 | +7.8 | -8.3 | +0.0 |
| 2020 | -9.1 | -3.0 | -25.9 | +0.0 | +0.0 | +3.7 | -9.1 | +14.3 | +2.0 | -12.1 | +4.4 | +1.2 |
| 2019 | -12.3 | -6.2 | -8.9 | +1.9 | -1.4 | +2.9 | +31.9 | -0.7 | -5.8 | +5.9 | +4.1 | -6.1 |
| 2018 | -3.6 | -0.4 | -1.8 | +0.2 | -3.8 | -6.7 | -1.4 | -3.4 | -10.0 | +3.3 | +2.0 | -2.0 |
| 2017 | -4.5 | +4.3 | -6.6 | +7.7 | +5.0 | +0.0 | -3.3 | -2.2 | -2.5 | +9.2 | -6.3 | +1.8 |
| 2016 | -11.2 | -2.7 | -5.1 | +4.7 | -2.8 | -10.3 | +3.6 | -0.8 | -0.8 | -4.3 | -6.0 | +5.5 |
| 2015 | -3.2 | +5.7 | -9.4 | +7.3 | -3.6 | -4.8 | -0.5 | -3.5 | -4.7 | -3.2 | -9.0 | +4.9 |
| 2014 | +16.2 | -4.6 | +0.6 | +9.9 | -2.0 | +2.6 | +4.2 | +13.7 | +6.4 | +14.2 | -6.3 | +2.2 |
| 2013 | +11.1 | -5.8 | +11.0 | +9.1 | +1.3 | -5.1 | -6.8 | -4.5 | -2.6 | +3.2 | -1.6 | +6.6 |
| 2012 | +0.0 | +0.0 | +0.0 | +7.5 | -6.9 | -2.0 | -1.3 | +9.1 | +2.9 | -11.3 | -0.4 | +4.4 |
| Average | +2.1 | -1.5 | -5.1 | +3.0 | -3.3 | +1.2 | +6.3 | +2.1 | +0.4 | +1.0 | -2.4 | +2.7 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -0.3 | -2.8 | -5.8 | +4.2 | -3.2 | +1.3 | -1.4 | -0.7 | -0.6 | +1.3 | -2.5 | +2.0 |
| % up | 50% | 21% | 21% | 71% | 29% | 60% | 33% | 47% | 40% | 50% | 29% | 64% |
| Line | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 44.7B +11.7% | Rs 40.0B -1.2% | Rs 40.5B +28.9% | Rs 31.4B +67.1% | Rs 18.8B +22.0% | Rs 15.4B +8.9% | Rs 14.2B +3.0% | Rs 13.8B -4.4% |
| Operating profit | Rs 20.7B +13.5% | Rs 18.2B +25.3% | Rs 14.6B +260.9% | Rs 4.0B -30.2% | Rs 5.8B +27.4% | Rs 4.5B -2.7% | Rs 4.7B +6.8% | Rs 4.4B -23.4% |
| Net profit | Rs 11.5B +16.1% | Rs 9.9B +14.7% | Rs 8.7B +184.6% | Rs 3.0B -17.0% | Rs 3.7B +28.8% | Rs 2.8B +23.8% | Rs 2.3B -25.1% | Rs 3.1B -30.8% |
| EPS | 26.00 +14.5% | 22.71 +11.9% | 20.30 +157.6% | 7.88 -29.5% | 11.17 +24.1% | 9.00 +18.1% | 7.62 -32.9% | 11.36 -30.9% |
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | COMB.N0000 | 202.50 | Rs 333.3B | 5.5 | 0.94 | 36.86 | 18.10% | 5.17% |
| 2 | HNB.N0000 | 384.00 | Rs 215.0B | 4.6 | 0.71 | 83.23 | 15.72% | 5.20% |
| 3 | SAMP.N0000 | 140.00 | Rs 164.2B | 5.0 | 0.84 | 27.77 | 16.81% | 7.36% |
| 4 | NTB.N0000 | 303.75 | Rs 104.9B | 5.3 | 0.96 | 57.76 | 19.87% | 3.44% |
| 5 | DFCC.N0000 · this company | 123.50 | Rs 55.7B | 4.8 | 0.51 | 26.00 | 8.64% | 5.96% |
| 6 | SEYB.N0000 | 94.60 | Rs 50.8B | 4.9 | 0.69 | 19.14 | 14.47% | 4.23% |
| 7 | NDB.N0000 | 109.50 | Rs 47.3B | 3.9 | 0.55 | 27.83 | 12.90% | 7.74% |
| Peer median · 6 companies | - | - | 5.0 | 0.78 | - | - | 5.19% |
DFCC Bank PLC provides development financing and investment banking services alongside a full suite of commercial banking products and services in Sri Lanka. The Bank serves corporate, SME and retail customers with offerings spanning deposits, credit and financing, trade and treasury, remittances and specialized banking solutions. Its product portfolio covers savings and current accounts, fixed deposits, personal and housing loans, leasing, SME and business lending, corporate and project finance, cards and payments, digital banking platforms and remittance services. The Bank operates branded channels and propositions including the DFCC ONE mobile app, DFCC iConnect, DFCC Pinnacle wealth/priority banking, DFCC Pay and Lanka Money Transfer (LMT). DFCC Bank operates primarily in Sri Lanka and services remittance corridors for the Sri Lankan diaspora, with particular emphasis on the Middle East.
Evidence points bullish because DFCC trades at the exchange's cheapest valuation band while adding 50,000 retail customers. The catch is June-quarter net profit fell 17.5% year-on-year.
Read the full report (Sep 23, 2026) →Higher than 30% of its last 23 months · 9 of 26 in its sector
9 articles in 30 days: 5 positive, 3 negative, 1 neutral.
DFCC Bank signed a Master Trade Loan Agreement with the Export-Import Bank of India on 22 Sep 2026 to secure credit enhancement under its Trade Assistance Programme, expanding DFCC's ability to provide trade finance and short-term funding for Sri Lanka-India cross-border transactions.
DFCC Aloka (DFCC Bank PLC) ran two programmes giving salon owners and beauty professionals training in financial literacy, tax awareness and business planning, including sessions on cashflow, taxation, investment and the DFCC Aloka Pragathi Loan Scheme.
The Association of Professional Bankers ran a CPD event preparing Sri Lanka's banking sector for its APG mutual evaluation (on-site 26 Oct-6 Nov 2026) that will assess AML/CFT/PF technical compliance and effectiveness. Speakers urged a shift from documentation-led checks to outcome-focused, risk-based controls.
DFCC Bank PLC finalised the allotment of its Rs.12.5 billion debenture issue, 125 million Basel III-compliant Tier 2 five-year unsecured subordinated debentures (par Rs.100), which will be exercised today. 95 million were allotted to identified Qualified Investors on a preferential basis, with the remainder allocated to other Qualified Investors per the prospectus' allocation rules.
Colombo Stock Exchange ASPI rose 0.16% to 21,056.26 on Friday (S&P SL20 up 0.07%) while the ASPI ended the week down 326.48 points. Market turnover was Rs 1.34bn; People's Leasing plans to list Rs 10bn of 13.75% debentures and DFCC Bank allotted its Rs 12.5bn Tier-2 debenture issue.
DFCC Bank PLC disclosed Type A applications for its up to Rs.12.5bn Basel III-compliant Tier-2 debenture issue totalled 147.68 million debentures (Rs.14.77bn) across 117 applications, exceeding the 125 million offer; cheque/RTGS payments were 108.68m (Rs.10.87bn) and bank guarantees 39m (Rs.3.9bn).
DFCC Bank received CSE approval in principle to list up to 125 million Basel III-compliant unsecured subordinated debentures to raise up to Rs.12.5 billion; the five-year debentures carry a fixed 13% annual coupon and subscriptions open on 11 September 2026.
DFCC Bank will list LKR 12.5 billion of 13.00% five-year Basel III-compliant subordinated debentures to strengthen its Tier-2 capital. The CSE has approved the listing in principle, subscription opens Sept 11, and Fitch rated the debentures 'BBB+(lka)'.
Colombo bourse edged up as the ASPI rose 0.03% to 21,325.64 on turnover of over Rs.1.2bn; banks led activity while geopolitical tensions and higher global oil prices weighed on sentiment and foreigners were net sellers of Rs.7.2m.
The Colombo market opened the month lower as the ASPI fell 0.1% to 21,318.31, with turnover above Rs.2.3bn and foreign net outflows of Rs.612.5m. Selling late in the session hit JKH, BREW, DFCC, DIAL and MELS, while CCS and Asia Siyaka rose.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.