The Association of Professional Bankers ran a CPD event preparing Sri Lanka's banking sector for its APG mutual evaluation (on-site 26 Oct-6 Nov 2026) that will assess AML/CFT/PF technical compliance and effectiveness. Speakers urged a shift from documentation-led checks to outcome-focused, risk-based controls.
Banks & Finance · Major Banks
Nations Trust Bank is a Sri Lankan commercial bank offering consumer, commercial and corporate banking services alongside treasury functions.
NTB shares are down 1.3% over the past year and last closed at Rs 303.75 on Sep 30, 2026.
Monthly seasonality
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +9.2 | -3.0 | -12.0 | +8.4 | +2.1 | -1.2 | -4.8 | +3.9 | -3.1 | +0.0 | +0.0 | +0.0 |
| 2025 | +3.8 | +3.1 | -3.2 | -2.4 | +7.8 | +8.6 | +8.2 | +14.9 | +14.8 | -6.5 | +4.1 | +4.1 |
| 2024 | -6.0 | +1.5 | +7.0 | +6.5 | +5.2 | +10.4 | -8.3 | -9.8 | +12.7 | +12.1 | +9.0 | +22.8 |
| 2023 | +10.9 | +18.5 | +10.4 | -6.2 | +5.0 | +12.7 | +44.7 | +7.1 | -0.5 | -6.8 | +1.0 | +4.4 |
| 2022 | +2.5 | -2.7 | -12.9 | -21.1 | +7.0 | -12.6 | -3.3 | +16.8 | +28.5 | -4.6 | +5.4 | -3.5 |
| 2021 | +6.7 | -9.8 | -3.5 | -3.4 | +6.9 | +1.6 | -2.7 | -2.6 | +3.1 | +4.9 | -5.7 | -2.5 |
| 2020 | -1.9 | -3.8 | -20.0 | +0.0 | +0.0 | +7.3 | -2.2 | -1.6 | +1.6 | -7.9 | +1.6 | +1.9 |
| 2019 | -0.3 | +2.2 | -0.1 | -3.3 | -8.0 | +0.0 | +8.1 | -5.1 | -5.0 | +4.0 | +1.6 | -3.5 |
| 2018 | +1.8 | -1.1 | +4.8 | +6.1 | +6.9 | -0.5 | +0.6 | -0.7 | -2.7 | +0.2 | +2.6 | -0.2 |
| 2017 | -7.4 | +2.1 | -3.4 | +5.4 | +1.9 | +3.1 | -2.4 | -1.2 | +1.3 | +3.8 | -2.4 | -3.7 |
| 2016 | -10.9 | -3.1 | -1.5 | +8.1 | -1.9 | -5.1 | +6.7 | +2.5 | +2.3 | -3.5 | -2.5 | +2.5 |
| 2015 | +6.2 | +1.9 | -4.7 | +4.8 | -5.6 | -1.0 | +7.7 | -5.2 | -2.8 | -2.1 | -12.8 | +5.4 |
| 2014 | +9.3 | -3.8 | -0.8 | +3.1 | +1.0 | +5.2 | +7.2 | +11.5 | +5.9 | +4.3 | -2.7 | +6.1 |
| 2013 | +3.7 | +1.5 | +3.4 | +0.8 | +8.9 | -5.8 | -0.2 | -4.9 | +1.0 | +2.5 | -0.8 | +1.1 |
| 2012 | +0.0 | +0.0 | +0.0 | -7.4 | -11.4 | +0.6 | -1.1 | +16.1 | +14.6 | -8.7 | -6.5 | +6.1 |
| Average | +2.0 | +0.3 | -2.6 | +0.0 | +1.9 | +1.6 | +3.9 | +2.8 | +4.8 | -0.6 | -0.6 | +2.9 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | +3.1 | +0.2 | -2.3 | +2.0 | +3.5 | +0.6 | -0.2 | -0.7 | +1.6 | -0.9 | +0.1 | +2.2 |
| % up | 64% | 50% | 29% | 57% | 71% | 53% | 47% | 47% | 67% | 50% | 50% | 64% |
Fundamentals
| Line | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 52.3B +17.8% | Rs 44.4B -1.4% | Rs 45.0B +15.9% | Rs 38.9B +67.0% | Rs 23.3B +9.6% | Rs 21.2B -5.8% | Rs 22.6B +7.0% | Rs 21.1B +24.6% |
| Operating profit | Rs 35.3B +8.4% | Rs 32.6B +39.1% | Rs 23.5B +74.2% | Rs 13.5B +29.4% | Rs 10.4B +37.7% | Rs 7.6B -10.5% | Rs 8.4B +9.3% | Rs 7.7B +9.6% |
| Net profit | Rs 19.3B +14.6% | Rs 16.8B +46.5% | Rs 11.5B +58.7% | Rs 7.2B +8.0% | Rs 6.7B +65.1% | Rs 4.1B +9.2% | Rs 3.7B +0.3% | Rs 3.7B +9.8% |
| EPS | 57.76 +13.7% | 50.82 +44.5% | 35.17 +55.6% | 22.61 +1.9% | 22.20 +55.4% | 14.29 +9.3% | 13.08 -0.2% | 13.10 -8.1% |
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
Recent dividends
- 2025 · first and finalRs 3.50
- 2026Rs 7.00
- 2024 · finalRs 3.25
- 2025Rs 6.50
- 2023 · first and finalRs 2.50
- 2020 · first and finalRs 2.00
- 2019 · first and finalRs 2.30
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | COMB.N0000 | 202.50 | Rs 333.3B | 5.5 | 0.94 | 36.86 | 18.10% | 5.17% |
| 2 | HNB.N0000 | 384.00 | Rs 215.0B | 4.6 | 0.71 | 83.23 | 15.72% | 5.20% |
| 3 | SAMP.N0000 | 140.00 | Rs 164.2B | 5.0 | 0.84 | 27.77 | 16.81% | 7.36% |
| 4 | NTB.N0000 · this company | 303.75 | Rs 104.9B | 5.3 | 0.96 | 57.76 | 19.87% | 3.44% |
| 5 | DFCC.N0000 | 123.50 | Rs 55.7B | 4.8 | 0.51 | 26.00 | 8.64% | 5.96% |
| 6 | SEYB.N0000 | 94.60 | Rs 50.8B | 4.9 | 0.69 | 19.14 | 14.47% | 4.23% |
| 7 | NDB.N0000 | 109.50 | Rs 47.3B | 3.9 | 0.55 | 27.83 | 12.90% | 7.74% |
| Peer median · 6 companies | - | - | 4.8 | 0.70 | - | - | 5.58% |
About Nations Trust Bank Plc
Nations Trust Bank is a Sri Lankan commercial bank offering consumer, commercial and corporate banking services alongside treasury functions. The Group serves individuals, SMEs and large corporates through a segmented approach that emphasises disciplined risk management, ethical governance and customer-centric service. The Bank’s Consumer Banking business provides everyday retail products including savings and investment products, leasing, personal/vehicle/housing loans, credit and debit cards and bancassurance, supported by digital channels. Commercial Banking delivers working capital, trade finance, term loans, leasing, business banking and advisory services including the Nations Business Investment Planner for growing enterprises. Corporate Banking provides large‑scale financing, transaction banking and treasury solutions such as working capital finance, supply chain and structured finance, trade finance, cash management and corporate cards. The Bank also develops digital capabilities for business customers, including the Nations Direct Enterprise (NDE) platform for commercial and corporate clients, and reports a high level of digital adoption across customer transactions.
AI analysis
bullishEvidence points to a stronger bank at an undervalued price: June-quarter profit more than doubled as the HSBC retail acquisition lifted lending. The catch is that a one-off tax credit drove much of the profit jump while operating profit fell.
Read the full report (Sep 30, 2026) →News sentiment
Describes news flow, not a forecastHigher than 17% of its last 23 months · 14 of 26 in its sector
9 articles in 30 days: 3 positive, 1 negative, 5 neutral.
Nations Trust Bank held the latest edition of its 'Beyond Ordinary, Nations Business Advisory' forum in Kandy, convening business leaders and entrepreneurs to provide expert insights on economic trends, tax developments and networking. The platform, running five years, aims to help businesses make informed decisions.
The ASPI fell 0.52% (109.98 pts) to 21,023.43, hitting a 23-week low as selling driven by concerns over rising interest rates and sustained crude above $100 pressured the market. Top drags included Melstacorp, Dialog, Hayleys, Ceylon Beverage and RIL while foreigners were net sellers of ~Rs.213m; turnover ~Rs.1.3bn.
Nations Trust Bank proposes a Rs.13.87 billion rights issue (up to 45.47m Ordinary Non‑Voting Convertible Shares at Rs.305) that, if fully subscribed, will nearly double stated capital to Rs.27.86 billion and strengthen its Common Equity Tier 1 position; subject to CSE and shareholder approval.
Nations Trust Bank (NTB) plans to raise Rs13.8bn via a rights issue of 3 non-voting convertible shares for every 22 ordinary shares at Rs305 each to strengthen Common Equity Tier 1 capital; the issue will create 45,467,286 ordinary voting shares and is subject to CSE and shareholder approvals.
CSE corporate earnings rose 10% YoY to Rs.168.3bn in 2Q (1QFY27), lifting 1H earnings 8% YoY to Rs.354.9bn, led by banks which contributed 37% of quarterly profits. Food & Beverage and Diversified Financials were the next-largest contributors; top 10 counters made about 56% of profits.
Banks & Finance sector: what is happening
Last 14 days to Sep 30, 2026With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
The stories behind it
Auto-generated from 45 sector news articles over 14 days. Not investment advice.