Sampath Bank PLC

SAMP.N0000Undervalued

Banks & Finance · Major Banks

Sampath Bank PLC is a commercial bank operating in Sri Lanka that provides a full range of banking and financial services to retail, small and medium enterprises (SMEs), corporate clients and institutional investors through an islandwide branch network and digital channels.

SAMP shares are down 2.9% over the past year and last closed at Rs 140.00 on Sep 30, 2026.

Rs 140.00
+0.18%
Price history
-2.95%

Monthly seasonality

Monthly total returns by year and calendar month
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+6.1+3.4-9.8+2.8-4.7+0.7-4.2+1.3+0.9+0.0+0.0+0.0
2025+2.1+1.7+0.2-11.6+6.5+9.3+11.9+3.7-0.3+0.7-0.5+0.2
2024-3.4+8.2+9.1+1.4-3.8+0.1-4.5-5.5+9.3+13.0+11.9+20.4
2023+25.0+20.7+2.7-7.3+1.7+14.3+33.9-6.7+0.0-7.9+5.4+3.7
2022+3.1+1.7-16.1-17.6-1.1-18.4+5.2-0.3+29.1-14.5+2.5-5.0
2021+47.1-23.2+3.8-9.4+13.7-5.0-2.1+2.3-1.3+9.4-5.6-3.2
2020+0.3-2.0-25.5+0.0+0.0+6.3-3.6+2.9+5.2-7.7+4.2+8.7
2019+2.0-3.2-21.3-10.4-11.9+1.7+21.4-1.4-8.7+11.0+2.5-6.6
2018+1.2+4.1-9.6+5.8+1.0-0.7-2.6-4.7-14.9-3.3+3.0-1.3
2017+1.1+7.0-8.5+5.0+7.5-1.7-6.4+11.9+3.0+9.0-1.6-5.2
2016-4.6-4.0-1.3+3.3-1.5-1.0+1.9+9.1+5.4-2.5-1.5+2.1
2015+3.7+9.4-5.6+2.4+3.5-3.0+1.2+0.6-2.4-0.4-2.5-0.2
2014+1.2-1.1+5.9+5.9-1.5+5.4+6.6+7.7+5.2-0.8-4.7+3.4
2013+9.8+6.3-3.9-4.0+3.2-8.1-2.4-6.2-9.4+0.5-2.5+3.2
2012+0.0+0.0+0.0-1.1-13.9-0.7+0.3+16.7+21.2-9.7-4.7+8.0
Average+6.8+2.1-5.7-2.5-0.1-0.1+3.8+2.1+2.8-0.2+0.4+2.0
ASPI average+3.1-2.7-4.7+2.0+0.2+0.8+3.1+2.2+3.2-0.1+1.0+3.0
Median+2.1+2.5-4.7+0.1+0.0-0.7+0.3+1.3+0.9-0.6-1.0+1.2
% up86%64%36%50%50%47%53%60%53%43%43%57%
P/E
5.0
P/B
0.84
EPS
Rs 27.77
Div Yield
7.36%
Market Cap
Rs 164.2B
Beta
1.27
ROE
16.8%
Op Margin
59.1% (+6.3pp)

Fundamentals

LineFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Total income
Rs 117.9B
+25.3%
Rs 94.1B
-1.4%
Rs 95.5B
-16.8%
Rs 114.8B
+78.2%
Rs 64.4B
+28.6%
Rs 50.1B
-15.3%
Rs 59.1B
+3.3%
Rs 57.2B
+34.8%
Operating profit
Rs 68.1B
+7.9%
Rs 63.2B
+56.8%
Rs 40.3B
+83.4%
Rs 22.0B
-5.0%
Rs 23.1B
+51.3%
Rs 15.3B
-34.9%
Rs 23.5B
-3.2%
Rs 24.3B
+11.2%
Net profit
Rs 32.6B
+13.5%
Rs 28.7B
+60.1%
Rs 17.9B
+27.5%
Rs 14.1B
+1.5%
Rs 13.9B
+64.1%
Rs 8.4B
-27.7%
Rs 11.7B
-7.4%
Rs 12.6B
-0.6%
EPS
27.77
+13.4%
24.48
+60.2%
15.28
+24.3%
12.29
+1.5%
12.11
-45.3%
22.13
-35.6%
34.36
-26.7%
46.85
-27.8%

Compared with the same period a year earlier.

Per-share figures are as reported, not adjusted for splits.

Recent dividends

  • 2025 · first and finalRs 10.30
  • 2024 · finalRs 9.35
  • 2023 · finalRs 5.85
  • 2022 · first and finalRs 3.45
  • 2023Rs 4.60
  • 2021 · first and finalRs 4.25
  • 2021Rs 2.75
  • 2019 · first and finalRs 11.75
Peer comparison6 peers in Banks & Finance
Rs 202.50
P/E
5.5
P/B
0.94
ROE
18.10%
Yield
5.17%
Rs 384.00
P/E
4.6
P/B
0.71
ROE
15.72%
Yield
5.20%
SAMP.N0000 · this company
Rs 140.00
P/E
5.0
P/B
0.84
ROE
16.81%
Yield
7.36%
Rs 303.75
P/E
5.3
P/B
0.96
ROE
19.87%
Yield
3.44%
DFCC.N0000
Rs 123.50
P/E
4.8
P/B
0.51
ROE
8.64%
Yield
5.96%
SEYB.N0000
Rs 94.60
P/E
4.9
P/B
0.69
ROE
14.47%
Yield
4.23%
P/E
3.9
P/B
0.55
ROE
12.90%
Yield
7.74%
Peer median · 6 companies
P/E 4.8P/B 0.70Yield 5.19%

About Sampath Bank PLC

Sampath Bank PLC is a commercial bank operating in Sri Lanka that provides a full range of banking and financial services to retail, small and medium enterprises (SMEs), corporate clients and institutional investors through an islandwide branch network and digital channels. The Bank’s core activities comprise SME and Retail Banking, Corporate Banking and Dealing/Investment (Treasury), supported by group subsidiaries in capital markets, information technology and non-banking financial services. It delivers digital products and channels such as the Sampath Vishwa mobile app, the Sampath Select AI instant personal loan, Sampath Vishwa Corporate application and an API banking platform to serve customers. Sampath Bank’s operations focus on deposit-taking, lending, transaction and treasury services across Sri Lanka, with targeted propositions including private banking, supply chain and trade solutions, and technology-enabled customer and corporate integrations.

AI analysis

bullish

Evidence points to a stronger bank than its low valuation suggests: June-quarter profit rose 64.6% and margins reached a record. The catch is that first-half impairment charges rose to LKR 5.0 billion.

Read the full report (Sep 15, 2026) →

News sentiment

Describes news flow, not a forecast
Last 30 days
Most positive news flow in 7 months
its own lowits own high

Higher than 79% of its last 24 months · 7 of 26 in its sector

17 articles in 30 days: 11 positive, 1 negative, 5 neutral.

24 months positive negative 3-month net
Oct 24: 18 articles, net +0.82Nov 24: 16 articles, net +0.57Dec 24: 10 articles, net +0.72Jan 25: 13 articles, net +0.62Feb 25: 19 articles, net +0.73Mar 25: 18 articles, net +0.16Apr 25: 20 articles, net -0.26May 25: 17 articles, net +0.59Jun 25: 21 articles, net +0.43Jul 25: 10 articles, net +0.06Aug 25: 9 articles, net -0.10Sep 25: 14 articles, net +0.40Oct 25: 6 articles, net +0.43Nov 25: 15 articles, net +0.44Dec 25: 13 articles, net +0.58Jan 26: 14 articles, net +0.43Feb 26: 5 articles, net +0.78Mar 26: 16 articles, net +0.42Apr 26: 9 articles, net +0.35May 26: 15 articles, net -0.37Jun 26: 9 articles, net +0.17Jul 26: 11 articles, net +0.52Aug 26: 15 articles, net +0.57Sep 26: 17 articles, net +0.71Oct 24Feb 25Jun 25Oct 25Feb 26Jun 26
Recent news
View all news →
Daily FT·Sep 28, 2026·Regulatory or legal
APB prepares members for APG Mutual Evaluation 2026

The Association of Professional Bankers ran a CPD event preparing Sri Lanka's banking sector for its APG mutual evaluation (on-site 26 Oct-6 Nov 2026) that will assess AML/CFT/PF technical compliance and effectiveness. Speakers urged a shift from documentation-led checks to outcome-focused, risk-based controls.

Ada Derana·Sep 15, 2026·Regulatory or legalPositive
Sampath Bank Takes Over Anilana's Pasikuda and Nilaveli Hotel Properties

Sampath Bank PLC has taken over Anilana Hotels’ Pasikuda and Nilaveli properties under the Recovery of Loans by Banks Act; Anilana has ongoing court challenges and says a prospective investor has offered Rs. 1.2 billion to settle with the bank.

EconomyNext·Sep 14, 2026·Regulatory or legal
Sampath Bank acquires Anilana hotels under parate execution

Sampath Bank acquired Anilana Hotels' properties in Nilaweli, Trincomalee and Passikudah under the Recovery of Loans by Banks (Special Provisions) Act. Anilana has filed two cases challenging the acquisition and says a prospective investor offered LKR 1.2 billion and has applied to compromise in court.

EconomyNext·Sep 11, 2026·Credit rating actionPositive
Sri Lanka Sampath Bank's Rs10bn debenture issue rated 'A(EXP)(lka)' by Fitch

Fitch assigned Sampath Bank PLC's proposed LKR10 billion Basel III-compliant subordinated debentures an expected National Long-Term Rating of 'A(EXP)(lka)'. The five- and seven-year notes, to be listed on the CSE, are intended to qualify as Tier 2 capital to support capital adequacy and include a non-viability conversion clause.

Ada Derana·Sep 11, 2026·Management or board changePositive
Sampath Bank PLC Appoints Dilip de S Wijeyeratne as Deputy Chairman

Sampath Bank PLC appointed Dilip de S Wijeyeratne as Deputy Chairman, effective 10 September 2026. He has served on the bank's board since 2018 and brings extensive banking, treasury, risk and governance experience to support Sampath Bank's technology, data and AI-driven strategy.

Daily FT·Sep 11, 2026·Management or board changePositive
Sampath Bank appoints Dilip de S. Wijeyeratne as Deputy Chairman

Sampath Bank appointed Dilip de S. Wijeyeratne as Deputy Chairman effective 10 September 2026. Wijeyeratne, a senior banking and finance professional with nearly eight years at Sampath Bank and roles at Singer, Hayleys Fibre and Janashakthi Insurance, will support the bank's strategic, data and AI initiatives.

IT & Digital
EconomyNext·Sep 11, 2026·Management or board changePositive
Sri Lanka's Sampath Bank appoints Dilip de S Wijeyeratne deputy chairman

Sampath Bank appointed Dilip de S Wijeyeratne as deputy chairman, effective Sept 10. Wijeyeratne, who has been with Sampath since 2018 and holds directorships at Singer, Hayleys Fibre and Janashakthi Insurance, will support the bank's push on data-driven decision-making and AI.

Banks & Finance sector: what is happening

Last 14 days to Sep 30, 2026

With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.

Auto-generated from 45 sector news articles over 14 days. Not investment advice.