Banks & Finance · Finance/Rental/Leasing
LB Finance PLC is a Sri Lanka-based non-bank financial services group offering deposit-taking, savings and a broad range of credit products together with digital and value-added financial services.
LFIN shares are down 1.3% over the past year and last closed at Rs 152.00 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +6.4 | -3.3 | -12.2 | +7.9 | +8.5 | +4.2 | -7.8 | -1.9 | -2.9 | +0.0 | +0.0 | +0.0 |
| 2025 | +2.8 | -3.8 | -2.3 | +9.8 | +11.6 | +22.6 | +6.5 | +0.4 | +9.0 | +7.6 | -4.9 | +1.3 |
| 2024 | +0.0 | -0.8 | +1.3 | +13.9 | -0.8 | +2.5 | -9.4 | -3.3 | +8.2 | +8.0 | +7.8 | +11.6 |
| 2023 | +12.3 | +6.2 | +15.3 | -7.3 | +0.4 | +13.3 | +17.2 | -1.6 | +0.1 | -7.3 | +1.4 | -0.8 |
| 2022 | +10.5 | -8.8 | -26.9 | +0.0 | -6.2 | -10.7 | +2.1 | +1.6 | +9.7 | -15.1 | -4.0 | +2.8 |
| 2021 | +108.9 | -31.8 | -9.0 | +14.8 | +14.0 | +10.7 | -6.7 | -1.6 | -3.0 | +12.3 | -6.7 | +6.3 |
| 2020 | +3.8 | -1.2 | -23.7 | +0.0 | +0.0 | +2.2 | -7.2 | +5.0 | +5.5 | -6.2 | +2.2 | +5.8 |
| 2019 | +0.8 | -0.8 | +1.5 | -3.9 | +2.5 | -2.4 | +13.2 | -2.8 | -1.9 | +9.7 | +9.9 | -1.3 |
| 2018 | +6.2 | -6.0 | -2.5 | +3.5 | -1.0 | -1.6 | -3.3 | -0.8 | -0.1 | +2.2 | +2.1 | +2.5 |
| 2017 | -5.4 | +0.9 | -2.6 | +5.9 | +4.4 | +4.1 | +0.1 | -4.0 | +3.3 | -4.3 | -2.3 | -3.0 |
| 2016 | -7.6 | +2.1 | -6.7 | +19.0 | +4.0 | -1.5 | -1.2 | -1.7 | +2.1 | +1.7 | -6.2 | +4.8 |
| 2015 | +0.5 | +0.5 | -10.5 | +16.5 | +16.1 | +17.2 | -47.7 | +2.8 | -10.2 | +7.0 | -0.9 | -2.2 |
| 2014 | -0.3 | -4.5 | +2.2 | +14.9 | +0.9 | +10.9 | +16.6 | +5.9 | +8.9 | -6.8 | -3.7 | +6.9 |
| 2013 | -2.7 | +1.9 | -9.6 | -4.8 | +2.9 | -2.2 | -9.4 | -5.6 | +1.0 | -4.5 | -5.4 | +3.6 |
| 2012 | +0.0 | +0.0 | +0.0 | -14.0 | -13.0 | +20.1 | -2.4 | +1.9 | +24.8 | +1.8 | -6.6 | +3.5 |
| Average | +9.7 | -3.5 | -6.1 | +5.5 | +3.2 | +6.0 | -2.6 | -0.4 | +3.6 | +0.4 | -1.2 | +3.0 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | +1.8 | -1.0 | -4.6 | +6.9 | +2.7 | +4.1 | -2.4 | -1.6 | +2.1 | +1.7 | -3.0 | +3.2 |
| % up | 64% | 36% | 29% | 64% | 71% | 67% | 40% | 40% | 67% | 57% | 36% | 71% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 39.9B +31.3% | Rs 30.4B +7.8% | Rs 28.2B +25.4% | Rs 22.5B +5.5% | Rs 21.3B +15.8% | Rs 18.4B +3.7% | Rs 17.7B +8.6% | Rs 16.3B +20.5% |
| Operating profit | Rs 25.6B +24.5% | Rs 20.6B +8.6% | Rs 19.0B +30.6% | Rs 14.5B +4.8% | Rs 13.9B +26.0% | Rs 11.0B +10.7% | Rs 9.9B +1.8% | Rs 9.8B +25.0% |
| Net profit | Rs 14.0B +29.3% | Rs 10.9B +11.9% | Rs 9.7B +13.5% | Rs 8.6B +0.9% | Rs 8.5B +24.5% | Rs 6.8B +30.6% | Rs 5.2B +3.1% | Rs 5.1B +19.1% |
| EPS | 25.22 +28.7% | 19.60 +11.8% | 17.53 +13.5% | 15.44 +0.3% | 15.40 +25.3% | 12.29 -67.3% | 37.62 +3.1% | 36.49 +19.1% |
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | LOFC.N0000 | 5.30 | Rs 156.7B | 5.6 | 0.97 | 0.94 | 17.18% | 0.00% |
| 2 | LFIN.N0000 · this company | 152.00 | Rs 84.2B | 5.6 | 1.34 | 27.10 | 23.87% | 5.39% |
| 3 | CFIN.N0000 | 208.50 | Rs 47.4B | 4.5 | 0.55 | 46.37 | 12.21% | 3.12% |
| 4 | PLC.N0000 | 18.00 | Rs 40.9B | 6.7 | 0.75 | 2.68 | 10.81% | 3.79% |
| 5 | COCR.N0000 | 96.70 | Rs 30.8B | 3.2 | 0.82 | 30.55 | 25.99% | 16.55% |
| 6 | SFCL.N0000 | 334.25 | Rs 30.3B | 14.6 | 2.22 | 22.82 | 15.66% | 0.84% |
| 7 | CDB.N0000 | 32.50 | Rs 23.3B | 5.0 | 0.81 | 6.46 | 15.90% | 5.38% |
| 8 | VFIN.N0000 | 84.50 | Rs 22.4B | 5.6 | 1.06 | 15.04 | 17.97% | 3.12% |
| Peer median · 8 companies | - | - | 5.6 | 0.90 | - | - | 3.12% |
LB Finance PLC is a Sri Lanka-based non-bank financial services group offering deposit-taking, savings and a broad range of credit products together with digital and value-added financial services. The company provides financing solutions across retail, SME and specialised segments, funds operations through diverse deposit and savings products, and delivers digital transaction and lifestyle services via its CIM platform. Its principal business verticals comprise lending, funding and value-added services. Key brands and initiatives named in the report include the LB Sanmitha MSME financing proposition and the LB CIM digital platform; the group has also acquired a controlling stake in Associated Motor Finance PLC and reports a subsidiary operation in Myanmar (LB Microfinance Myanmar Company Limited). LB Finance primarily operates in Sri Lanka and maintains a presence in Myanmar, with planned expansion into the Philippines noted in the report.
The evidence points bullish: June-quarter profit rose 40.7% and the shares screen cheaply across earnings and dividends. The catch is that balance-sheet leverage has increased materially.
Read the full report (Sep 18, 2026) →Higher than 79% of its last 14 months · 3 of 26 in its sector
4 articles in 30 days: 3 positive, 0 negative, 1 neutral.
L B Finance (LFIN.N0000) has incorporated a subsidiary, LB Finance Philippines Inc., and received its Certificate of Incorporation and authority to operate as a finance company dated 01 Sep 2026 (received 17 Sep 2026). The company filing also notes a prior Fitch national rating upgrade and the share was trading at Rs153.50 (up Rs1).
LB Finance PLC has completed incorporation of its first overseas subsidiary, LB Finance Philippines Inc.; the Certificate of Incorporation and authority to operate as a finance company dated 1 September 2026 was received on 17 September 2026.
K Seeds Investments ranked L B Finance PLC (LFIN.N0000) as the top-performing finance company in Category 1 (asset base > Rs.100 billion) for Q1 2026/27, based on ten equally weighted KPIs calculated from interim Colombo Stock Exchange financials.
Fintech Forum Sri Lanka vice-chair and LOLC Finance CEO Conrad Dias says Sri Lankan fintechs must target regional markets of up to about 200 million consumers to scale beyond the domestic market of ~20 million, urging stronger collaboration, supportive regulation and international partnerships.
Minority shareholders of Associated Motor Finance PLC have rejected the Rs.55/share offer after its amalgamation with L B Finance PLC and asked KPMG Sri Lanka to independently determine a fair value, citing concerns over the valuation method, higher impairment provisions, a Rs.385m goodwill write-off and conflicts of interest.
Secondary bond yields remained broadly steady as the market consolidated recent gains; a Rs.140 billion Treasury Bill auction (below Rs.158.22bn maturing) is in focus. Net money-market liquidity stood at Rs.194.03bn with weighted overnight rates around 8.8%.
Secondary bond market rallied, pushing Treasury yields lower across maturities (e.g. 15.12.29 at 10.90% and many 2030-33 tenors down around 11-11.9%). Money-market net liquidity surplus stood at Rs.196.36bn and USD/LKR spot closed at Rs.335.10/335.18.
Colombo Stock Exchange midday indices rose, with the ASPI up 0.62% to 21,297.56 and market turnover 9.64 billion rupees, boosted by a Rs.9 billion trade in Commercial Credit & Finance. Hela Apparel filed for court-ordered winding up and Associated Motor Finance was delisted after amalgamation with L B Finance.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.