Banks & Finance · Finance/Rental/Leasing
Senkadagala Finance PLC is a Sri Lanka-based licensed finance company that provides a range of lending and deposit-taking financial services.
SFCL shares are down 45.7% over the past year and last closed at Rs 334.25 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -22.9 | -12.1 | -51.5 | +5.8 | -7.9 | -1.3 | -12.2 | -4.2 | -3.2 | +0.0 | +0.0 | +0.0 |
| 2025 | +21.3 | -9.9 | +4.6 | +0.0 | +0.0 | +6.9 | +17.6 | +1.8 | +14.7 | +3.3 | +95.5 | +4.7 |
| 2024 | +0.0 | +0.0 | +0.0 | +2.8 | +0.0 | +0.0 | -16.3 | -0.3 | -6.3 | +9.6 | +2.6 | +5.3 |
| 2023 | +0.0 | +0.0 | +0.0 | +2.9 | +3.3 | -8.7 | +64.8 | -25.8 | -0.1 | -8.2 | +5.1 | +0.0 |
| 2022 | -17.4 | -23.4 | -10.5 | +0.0 | +0.0 | -12.4 | +5.1 | -0.8 | +0.0 | -8.5 | +13.8 | +0.0 |
| 2021 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2016 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
| Average | -6.3 | -15.1 | -19.1 | +3.8 | -2.3 | -3.9 | +11.8 | -5.9 | +1.0 | -0.9 | +29.2 | +5.0 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -17.4 | -12.1 | -10.5 | +2.9 | -2.3 | -5.0 | +5.1 | -0.8 | -0.1 | -2.5 | +9.4 | +5.0 |
| % up | 33% | 0% | 33% | 100% | 50% | 25% | 60% | 20% | 20% | 50% | 100% | 100% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 7.8B +16.2% | Rs 6.7B +40.4% | Rs 4.8B +55.3% | Rs 3.1B -23.4% | Rs 4.0B +24.8% | Rs 3.2B +1.4% | Rs 3.2B +864.2% | Rs 328.1M -90.3% |
| Operating profit | Rs 4.1B +14.1% | Rs 3.6B +57.3% | Rs 2.3B +176.0% | Rs 823.9M -47.4% | Rs 1.6B +56.8% | Rs 998.8M +26.1% | Rs 792.1M -33.4% | Rs 1.2B -26.9% |
| Net profit | Rs 2.1B +12.9% | Rs 1.8B +33.2% | Rs 1.4B +185.4% | Rs 477.9M -48.6% | Rs 929.6M +55.8% | Rs 596.8M +72.1% | Rs 346.8M -62.1% | Rs 914.8M -8.7% |
| EPS | 22.82 +8.4% | 21.05 +33.1% | 15.81 +185.4% | 5.54 -51.0% | 11.30 +37.3% | 8.23 +71.8% | 4.79 -62.0% | 12.62 -9.4% |
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | LOFC.N0000 | 5.30 | Rs 156.7B | 5.6 | 0.97 | 0.94 | 17.18% | 0.00% |
| 2 | LFIN.N0000 | 152.00 | Rs 84.2B | 5.6 | 1.34 | 27.10 | 23.87% | 5.39% |
| 3 | CFIN.N0000 | 208.50 | Rs 47.4B | 4.5 | 0.55 | 46.37 | 12.21% | 3.12% |
| 4 | PLC.N0000 | 18.00 | Rs 40.9B | 6.7 | 0.75 | 2.68 | 10.81% | 3.79% |
| 5 | COCR.N0000 | 96.70 | Rs 30.8B | 3.2 | 0.82 | 30.55 | 25.99% | 16.55% |
| 6 | SFCL.N0000 · this company | 334.25 | Rs 30.3B | 14.6 | 2.22 | 22.82 | 15.66% | 0.84% |
| 7 | CDB.N0000 | 32.50 | Rs 23.3B | 5.0 | 0.81 | 6.46 | 15.90% | 5.38% |
| 8 | VFIN.N0000 | 84.50 | Rs 22.4B | 5.6 | 1.06 | 15.04 | 17.97% | 3.12% |
| Peer median · 8 companies | - | - | 5.6 | 0.90 | - | - | 3.45% |
Senkadagala Finance PLC is a Sri Lanka-based licensed finance company that provides a range of lending and deposit-taking financial services. Its lending products include finance leases, hire purchase and loans, with targeted support to MSMEs and asset-backed segments such as vehicle financing; the Company also offers real estate finance and trade finance and conducts money market investments. The Group includes subsidiaries Senkadagala Insurance Brokers (Pvt) Ltd. and Senfin Asset Management (Pvt) Ltd., and holds an associate, Senfin Securities Limited, which has introduced capital markets products such as a margin trading facility. Senkadagala Finance accepts term deposits, Certificates of Deposit and savings accounts that are operated by debit card at nominated bank ATMs, and manages funding and liquidity as part of its treasury function. All business operations are carried out in Sri Lanka through a nationwide branch network supported by digital channels (online portal and mobile app) and relationship managers, with a strategic focus on serving underbanked communities and MSMEs while strengthening risk and governance frameworks.
SFCL's latest quarter shows operating weakness: revenue grew 8.3%, yet operating profit fell. The share is at its 52-week low while valuation remains high against finance-sector peers.
Read the full report (Aug 14, 2026) →No scored news in the last 30 days.
Fintech Forum Sri Lanka vice-chair and LOLC Finance CEO Conrad Dias says Sri Lankan fintechs must target regional markets of up to about 200 million consumers to scale beyond the domestic market of ~20 million, urging stronger collaboration, supportive regulation and international partnerships.
Secondary bond yields remained broadly steady as the market consolidated recent gains; a Rs.140 billion Treasury Bill auction (below Rs.158.22bn maturing) is in focus. Net money-market liquidity stood at Rs.194.03bn with weighted overnight rates around 8.8%.
Secondary bond market rallied, pushing Treasury yields lower across maturities (e.g. 15.12.29 at 10.90% and many 2030-33 tenors down around 11-11.9%). Money-market net liquidity surplus stood at Rs.196.36bn and USD/LKR spot closed at Rs.335.10/335.18.
Rs.120 billion Treasury Bill auction scheduled today as secondary bond market activity picked up and yields compressed; money-market rates edged down and USD/LKR closed at 336.30/336.40.
Senkadagala Finance PLC reported a record group profit after tax of Rs. 2.05 billion for FY2025/26 (up 16% YoY); total assets rose 40% to Rs. 57.07 billion and total capital adequacy stood at 23.84% after a Rs. 1.035 billion rights issue.
Colombo Stock Exchange rose 3.43% as the ASPI gained 743.22 points to close at 22,380 on positive sentiment after a US-Iran deal. Top contributors included Sampath Bank, Commercial Bank, John Keells and Melstacorp, and Senkadagala Finance announced a 2.8 rupee dividend.
Dividend · Rs 2.80 · XD Jul 31, 2026
Final dividend of LKR 2.8/share; XD 2026-07-31; record 2026-08-02; payable 2026-08-19; FY March 31, 2026
Central Bank cut LTV caps on motor financing (to 60% from 70% for >1yr vehicles; to 40% from 60% for newer/unregistered) and on gold loans (to 70% from 80%); Fitch says the tighter caps should strengthen lenders' risk profiles, especially finance companies.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.