Banks & Finance · Finance/Rental/Leasing
LOLC Finance PLC is a Sri Lanka-based non-bank financial institution that provides a broad range of financial services across retail, SME and microfinance markets.
LOFC shares are down 8.6% over the past year and last closed at Rs 5.30 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.2 | -3.3 | -11.9 | +5.8 | +0.0 | -5.5 | +5.8 | -3.6 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2025 | +3.0 | -11.6 | -1.6 | +0.0 | +5.0 | -4.8 | +1.7 | -1.6 | -1.7 | +6.8 | -3.2 | -4.9 |
| 2024 | -10.6 | -4.8 | +40.0 | +25.0 | -7.1 | -4.6 | -9.7 | -10.7 | +28.0 | -3.1 | -4.8 | +13.6 |
| 2023 | -17.3 | -9.0 | -3.3 | -6.8 | -14.5 | +14.9 | +13.0 | -11.5 | -5.6 | -7.8 | -2.1 | +2.2 |
| 2022 | +29.5 | -8.9 | -64.8 | -18.1 | +27.9 | -20.7 | -4.3 | +15.2 | +14.5 | -20.7 | +15.9 | +1.2 |
| 2021 | +113.9 | -11.7 | -17.6 | +12.5 | +1.6 | +0.0 | +6.3 | +52.9 | -7.7 | -1.0 | +195.8 | -28.8 |
| 2020 | +0.0 | -12.8 | -32.4 | +0.0 | +0.0 | +20.7 | +2.9 | -2.8 | +8.6 | -2.6 | -8.1 | +5.9 |
| 2019 | +8.8 | -5.4 | -11.4 | +6.5 | +3.0 | +11.8 | +0.0 | +0.0 | +0.0 | +2.6 | +2.6 | -2.5 |
| 2018 | -2.6 | +0.0 | +5.4 | +2.6 | -5.0 | -7.9 | -8.6 | +3.1 | +9.1 | +2.8 | +0.0 | -8.1 |
| 2017 | -3.8 | -4.0 | -8.3 | +22.7 | +25.9 | +17.6 | +0.0 | -2.5 | +2.6 | -2.5 | -7.7 | +5.6 |
| 2016 | -13.9 | -9.7 | +0.0 | +10.7 | -9.7 | +0.0 | +3.6 | +3.4 | +0.0 | -6.7 | +0.0 | -7.1 |
| 2015 | -2.4 | +0.0 | -7.5 | +13.5 | +7.1 | -6.7 | +4.8 | -2.3 | -7.0 | -7.5 | +0.0 | -2.7 |
| 2014 | +28.6 | +5.6 | -10.5 | +5.9 | +0.0 | +2.8 | +2.7 | +5.3 | +5.0 | -2.4 | +0.0 | +0.0 |
| 2013 | -5.3 | -8.3 | +0.0 | +3.0 | +0.0 | -8.8 | -3.2 | -6.7 | +7.1 | -3.3 | -3.4 | +0.0 |
| 2012 | +0.0 | +0.0 | +0.0 | -13.3 | -25.6 | +20.7 | -5.7 | +9.1 | +27.8 | -19.6 | -8.1 | +11.8 |
| Average | +9.5 | -6.0 | -8.9 | +5.0 | +0.6 | +2.0 | +0.6 | +3.2 | +5.4 | -4.6 | +12.6 | -1.0 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -1.2 | -6.9 | -7.9 | +5.8 | +0.0 | +0.0 | +1.7 | -1.6 | +2.6 | -2.9 | -1.1 | +0.0 |
| % up | 43% | 7% | 14% | 71% | 43% | 40% | 53% | 40% | 53% | 21% | 21% | 43% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2017 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 55.6B +20.3% | Rs 46.2B -10.1% | Rs 51.4B +12.7% | Rs 45.7B +37.9% | Rs 33.1B +4.7% | Rs 31.6B +33.2% | Rs 23.7B | Rs 9.4B +19.0% |
| Operating profit | - | Rs 25.1B +0.3% | Rs 25.0B +23.0% | Rs 20.3B +3.7% | Rs 19.6B +287.5% | Rs 5.1B +5.9% | Rs 4.8B | Rs 2.5B +10.7% |
| Net profit | Rs 27.4B +9.3% | Rs 25.1B +16.4% | Rs 21.5B +40.0% | Rs 15.4B -9.2% | Rs 17.0B +288.3% | Rs 4.4B +15.5% | Rs 3.8B | Rs 1.6B +11.2% |
| EPS | 0.89 +17.1% | 0.76 +16.9% | 0.65 -9.7% | 0.72 -77.7% | 3.23 +289.2% | 0.83 +7.8% | 0.77 | 0.57 +11.8% |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
No dividend records.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | LOFC.N0000 · this company | 5.30 | Rs 156.7B | 5.6 | 0.97 | 0.94 | 17.18% | 0.00% |
| 2 | LFIN.N0000 | 152.00 | Rs 84.2B | 5.6 | 1.34 | 27.10 | 23.87% | 5.39% |
| 3 | CFIN.N0000 | 208.50 | Rs 47.4B | 4.5 | 0.55 | 46.37 | 12.21% | 3.12% |
| 4 | PLC.N0000 | 18.00 | Rs 40.9B | 6.7 | 0.75 | 2.68 | 10.81% | 3.79% |
| 5 | COCR.N0000 | 96.70 | Rs 30.8B | 3.2 | 0.82 | 30.55 | 25.99% | 16.55% |
| 6 | SFCL.N0000 | 334.25 | Rs 30.3B | 14.6 | 2.22 | 22.82 | 15.66% | 0.84% |
| 7 | CDB.N0000 | 32.50 | Rs 23.3B | 5.0 | 0.81 | 6.46 | 15.90% | 5.38% |
| 8 | VFIN.N0000 | 84.50 | Rs 22.4B | 5.6 | 1.06 | 15.04 | 17.97% | 3.12% |
| Peer median · 8 companies | - | - | 5.6 | 0.94 | - | - | 3.45% |
LOLC Finance PLC is a Sri Lanka-based non-bank financial institution that provides a broad range of financial services across retail, SME and microfinance markets. Its product suite includes lending and lease finance, factoring, gold-backed lending, credit cards, margin trading and deposit-taking, complemented by digital payment and wallet services such as iPay. The company operates a diversified, customer-centric model combining traditional branch-based distribution with a digital roadmap that has automated lending, onboarding and collections and moved products such as gold loans to a digital self-service platform. It emphasises serving underserved regions and small and medium-sized enterprises while pursuing operational efficiency and risk management. LOLC Finance maintains a nationwide branch network (rationalised to 203 branches as at 31 March 2025) and advances sustainability and community programmes including forest and mangrove restoration initiatives alongside its core financial activities.
Evidence points to a neutral view: earnings rose and June was among its stronger like-for-like quarters, but lender leverage increased. The share is historically cheap on earnings, yet profits grew more slowly than revenue.
Read the full report (Sep 28, 2026) →Higher than 0% of its last 11 months · 22 of 26 in its sector
4 articles in 30 days: 1 positive, 1 negative, 2 neutral.
Colombo Stock Exchange closed flat as the ASPI slipped 0.02% to 20,812.93 with market turnover at Rs1.55bn; the S&P SL20 rose 0.27% to 5,912.50. Top gainers included Lion Brewery, LOLC Finance, Hemas Holdings and SMB Finance, while Dialog Axiata, Commercial Bank, Carson Cumberbatch and Bukit Darah were top losers.
Colombo Stock Exchange trended up with the ASPI rising 117.10 points (0.56%) to 20,934.92 by mid‑morning and the S&P SL20 up 0.45% at 5,922.74. Top contributors included Singer, Ceylon Cold Stores, LOLC Finance and Dialog; turnover was Rs.186.49m and People's Leasing said it allotted its fully subscribed Rs.10bn listed debentures.
Colombo stocks opened higher as the ASPI rose 0.15% to 21,068.04 with turnover Rs57.56m. Market positive contributors included LOFC, HAYL, DIAL and COMB while SEMB, MELS and HHL fell; VLL said its project firms won bids to build 18.7MW/93MWh BESS with VLL equity share ~Rs600m.
Colombo Stock Exchange opened higher as the ASPI rose 30.69 points to 21,068.04 (up 0.15%); market turnover was 57.56 million rupees. Vidullanka said project companies it holds equity in won bids to install 18.7 MW/93 MWh of BESS, with its estimated equity share about 600 million rupees.
Colombo Stock Exchange closed lower as the ASPI fell 0.14% to 21,037.35 on subdued trading with turnover 814.88 million rupees, led by the banking and diversified financials sectors. Separately WindForce said six of its project companies won bids to develop 28 MW and 144 MWh of BESS requiring ~944 million rupees equity.
Fintech Forum Sri Lanka, led by Vice-Chair Conrad Dias (also chairman of LOLC Finance PLC), is pushing to help local fintechs access regional markets of about 200 million people by strengthening collaboration with banks, regulators and international partners. The Forum will focus on accelerating innovation, regulatory engagement, open banking and embedded finance to enable scale beyond Sri Lanka's 20m domestic market.
CSE corporate earnings rose 10% YoY to Rs.168.3bn in 2Q (1QFY27), lifting 1H earnings 8% YoY to Rs.354.9bn, led by banks which contributed 37% of quarterly profits. Food & Beverage and Diversified Financials were the next-largest contributors; top 10 counters made about 56% of profits.
Colombo Stock Exchange fell as the ASPI dropped 0.31% to 21,279.65 with turnover of Rs 796.92 million; capital goods led turnover at Rs 153.15 million. HNB Finance appointed Talpawila Kankanamge Don Aruna Prasad Samarasinghe as chairman effective Aug 28.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.