Central Bank cut LTV caps on motor financing (to 60% from 70% for >1yr vehicles; to 40% from 60% for newer/unregistered) and on gold loans (to 70% from 80%); Fitch says the tighter caps should strengthen lenders' risk profiles, especially finance companies.
Central Finance Company PLC
CFIN.N0000Banks & Finance · Finance/Rental/Leasing
Annual fundamentals
| Year | Revenue | Net profit | EPS |
|---|---|---|---|
| 2026 | Rs 19.5B | Rs 10.6B | 45.09 |
| 2025 | Rs 17.6B | Rs 10.2B | 43.65 |
| 2024 | Rs 17.1B | Rs 8.2B | 34.49 |
| 2023 | Rs 16.8B | Rs 7.6B | 31.79 |
| 2022 | Rs 15.4B | Rs 7.3B | 30.80 |
| 2021 | Rs 14.4B | Rs 5.8B | 24.75 |
| 2020 | Rs 16.3B | Rs 4.1B | 18.08 |
Recent dividends
- 2026 · finalRs 3.75
- 2026 · first interimRs 2.75
- 2025 · finalRs 3.75
- 2025 · first interimRs 2.75
- 2024 · finalRs 2.00
- 2024 · first interimRs 2.50
- 2023 · finalRs 1.75
- 2023 · first interimRs 2.50
About Central Finance Company PLC
Central Finance Company PLC is a licensed non-bank financial institution in Sri Lanka that provides a range of financial services including finance leasing, hire and lease purchase financing, share trading and portfolio management, real estate development and housing, insurance broking, consumer credit and deposit mobilisation broking. The company distributes its products through a nationwide branch network and digital channels (including CF Click and Centrix), and offers lending, leasing and deposit-taking solutions alongside ancillary services such as insurance broking and portfolio management. Central Finance emphasises disciplined underwriting, portfolio quality and risk management, with a strategic focus on financing productive sectors including SMEs, strengthening its deposit franchise and prudent treasury management to support its operations across Sri Lanka.
AI analysis
No AI research report for Central Finance Company PLC yet. Generate one from everything we track: prices, valuation, news sentiment, financials and corporate actions.
Generate an analysis →News sentiment
Describes news flow, not a forecastNo scored news in the last 30 days.
Fitch says Sri Lanka's Central Bank cut LTV caps on motor financing (to 60% from 70% for vehicles >1yr and to 40% from 60% for newer/unregistered vehicles) and reduced gold-loan LTVs to 70% from 80%, measures that should strengthen lenders' risk profiles but may weigh on volumes and earnings, especially at finance companies.
Dividend · Rs 3.75 · XD Jul 1, 2026
Final dividend of LKR 3.75/share; XD 2026-07-01; record 2026-07-01; payable 2026-07-07; FY 31st March 2026
Colombo Stock Exchange closed up, with the ASPI rising 0.97% to 23,520, led by Wealth Trust's strong debut and gains in bank stocks. Top contributors included HNB, Sampath, Commercial Bank, DFCC and Central Finance, with turnover at LKR 12.32 billion.
Dividend · Rs 2.75 · XD Dec 1, 2025
First Interim dividend of LKR 2.75/share; XD 2025-12-01; record 2025-12-01; payable 2025-12-08; FY 2025/2026
The EPF recorded an unrealized profit of Rs.73.97 billion on its Colombo Stock Exchange holdings as of June 30, 2025, with its Rs.85.88 billion invested across 64 listed companies rising to a market value of Rs.159.85 billion.
Banks & Finance sector: what is happening
Last 30 days to Aug 4, 2026Regulatory tightening dominated banks/finance as Cabinet named the SEC to regulate virtual asset service providers within a CBSL/FIU/IRD framework and approved a 2026-2030 national AML policy. The FIU flagged long-running trade-based money laundering via phantom imports, after probes found about $715m in fraudulent remittances. CBSL kept LTV caps on vehicle and gold loans. Services PMI signaled June expansion led by financial services.
The stories behind it
Auto-generated from 17 sector news articles over 30 days. Not investment advice. 2 more stories on the sentiment page.