Banks & Finance · Finance/Rental/Leasing
Central Finance Company PLC is a licensed non-bank financial institution in Sri Lanka that provides a range of financial services including finance leasing, hire and lease purchase financing, share trading and portfolio management, real estate development and housing, insurance broking, consumer credit and deposit mobilisation broking.
CFIN shares are down 31.4% over the past year and last closed at Rs 208.50 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +6.1 | -6.4 | -14.0 | +8.6 | -7.1 | +1.4 | -6.8 | +4.4 | -5.7 | +0.0 | +0.0 | +0.0 |
| 2025 | +16.9 | -7.3 | -5.4 | +1.8 | +7.7 | +24.3 | +16.2 | -6.7 | +6.1 | +2.3 | -7.0 | -8.1 |
| 2024 | -4.5 | +4.2 | +4.3 | +12.3 | -2.8 | +0.4 | -10.4 | -4.0 | +12.3 | +8.2 | +1.6 | +48.8 |
| 2023 | +1.6 | +10.2 | +3.0 | -9.6 | -3.4 | +17.8 | +30.2 | +22.2 | +1.9 | -8.5 | -4.5 | +0.5 |
| 2022 | +5.7 | -5.1 | -28.0 | -16.4 | +7.1 | -3.3 | +4.5 | +8.9 | +4.1 | -12.7 | +6.7 | -2.3 |
| 2021 | +41.1 | -22.9 | -11.3 | +4.5 | +1.9 | +8.6 | -1.8 | -7.4 | -3.1 | +10.5 | -5.4 | +10.5 |
| 2020 | +1.8 | -10.3 | -14.7 | +0.0 | +0.0 | +1.2 | -4.9 | -1.0 | +6.7 | +2.2 | +1.3 | -0.1 |
| 2019 | +12.4 | -10.0 | -6.1 | +4.1 | -5.0 | +4.7 | +10.1 | -1.6 | -1.5 | +2.6 | +4.2 | +5.1 |
| 2018 | +12.3 | +6.2 | -10.2 | +4.4 | -3.8 | -1.1 | +2.4 | -3.0 | -2.7 | +0.1 | -2.1 | -3.3 |
| 2017 | -8.5 | -0.8 | -5.3 | +4.7 | +3.4 | -2.3 | -6.0 | +1.8 | -1.1 | +8.1 | +1.1 | -1.9 |
| 2016 | -10.0 | +0.9 | -7.5 | +8.1 | +6.2 | -5.0 | +1.4 | +3.2 | -0.9 | -5.2 | -8.4 | +0.2 |
| 2015 | -2.0 | +10.2 | -7.4 | +3.0 | +4.1 | -2.2 | +1.9 | -0.7 | -5.7 | -0.4 | -1.2 | +1.6 |
| 2014 | +8.0 | +0.5 | -5.2 | +5.0 | +7.1 | +0.5 | +5.1 | +9.3 | +0.1 | +4.1 | +1.6 | +0.4 |
| 2013 | +10.9 | +0.0 | +0.0 | -0.6 | +6.1 | -4.2 | -0.5 | +1.4 | +1.0 | +2.5 | -6.9 | -0.6 |
| 2012 | +0.0 | +0.0 | +0.0 | -6.9 | -17.0 | -2.8 | +0.4 | +12.3 | +24.1 | -11.1 | +2.4 | -1.0 |
| Average | +6.6 | -2.2 | -7.7 | +1.6 | +0.3 | +2.5 | +2.8 | +2.6 | +2.4 | +0.2 | -1.2 | +3.6 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | +5.9 | -0.4 | -6.7 | +4.2 | +2.7 | +0.4 | +1.4 | +1.4 | +0.1 | +2.3 | -0.1 | +0.0 |
| % up | 71% | 43% | 14% | 71% | 57% | 53% | 60% | 53% | 53% | 64% | 50% | 50% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Total income | Rs 19.5B +10.8% | Rs 17.6B +3.0% | Rs 17.1B +1.8% | Rs 16.8B +9.1% | Rs 15.4B +6.7% | Rs 14.4B -11.4% | Rs 16.3B +7.4% | Rs 15.2B -25.8% |
| Operating profit | Rs 12.1B -24.3% | Rs 15.9B +49.9% | Rs 10.6B -11.3% | Rs 12.0B +9.5% | Rs 10.9B +42.8% | Rs 7.7B -30.5% | Rs 11.0B +29.5% | Rs 8.5B +5.4% |
| Net profit | Rs 10.6B +3.7% | Rs 10.2B +24.8% | Rs 8.2B +8.3% | Rs 7.6B +3.9% | Rs 7.3B +25.9% | Rs 5.8B +40.7% | Rs 4.1B -19.9% | Rs 5.1B -6.2% |
| EPS | 45.09 +3.3% | 43.65 +26.6% | 34.49 +8.5% | 31.79 +3.2% | 30.80 +24.4% | 24.75 +36.9% | 18.08 -21.6% | 23.06 -7.5% |
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | LOFC.N0000 | 5.30 | Rs 156.7B | 5.6 | 0.97 | 0.94 | 17.18% | 0.00% |
| 2 | LFIN.N0000 | 152.00 | Rs 84.2B | 5.6 | 1.34 | 27.10 | 23.87% | 5.39% |
| 3 | CFIN.N0000 · this company | 208.50 | Rs 47.4B | 4.5 | 0.55 | 46.37 | 12.21% | 3.12% |
| 4 | PLC.N0000 | 18.00 | Rs 40.9B | 6.7 | 0.75 | 2.68 | 10.81% | 3.79% |
| 5 | COCR.N0000 | 96.70 | Rs 30.8B | 3.2 | 0.82 | 30.55 | 25.99% | 16.55% |
| 6 | SFCL.N0000 | 334.25 | Rs 30.3B | 14.6 | 2.22 | 22.82 | 15.66% | 0.84% |
| 7 | CDB.N0000 | 32.50 | Rs 23.3B | 5.0 | 0.81 | 6.46 | 15.90% | 5.38% |
| 8 | VFIN.N0000 | 84.50 | Rs 22.4B | 5.6 | 1.06 | 15.04 | 17.97% | 3.12% |
| Peer median · 8 companies | - | - | 5.6 | 1.02 | - | - | 3.45% |
Central Finance Company PLC is a licensed non-bank financial institution in Sri Lanka that provides a range of financial services including finance leasing, hire and lease purchase financing, share trading and portfolio management, real estate development and housing, insurance broking, consumer credit and deposit mobilisation broking. The company distributes its products through a nationwide branch network and digital channels (including CF Click and Centrix), and offers lending, leasing and deposit-taking solutions alongside ancillary services such as insurance broking and portfolio management. Central Finance emphasises disciplined underwriting, portfolio quality and risk management, with a strategic focus on financing productive sectors including SMEs, strengthening its deposit franchise and prudent treasury management to support its operations across Sri Lanka.
CFIN trades at 5.23x earnings while its share price has fallen 23.6% in a year. Profit is growing, but operating margins have cooled.
Read the full report (Aug 14, 2026) →Higher than 13% of its last 15 months · 22 of 26 in its sector
3 articles in 30 days: 1 positive, 2 negative, 0 neutral.
Colombo Stock Exchange ASPI rose 0.16% to 21,056.26 on Friday (S&P SL20 up 0.07%) while the ASPI ended the week down 326.48 points. Market turnover was Rs 1.34bn; People's Leasing plans to list Rs 10bn of 13.75% debentures and DFCC Bank allotted its Rs 12.5bn Tier-2 debenture issue.
Colombo Stock Exchange fell as the ASPI dropped 0.47% (−100.30 pts) to 21,033.11 and the S&P SL20 fell 0.30% to 5,929.45; market turnover was LKR 1.33bn, led by capital goods (LKR 282.3m). Investors cited slowing GDP momentum, US midterms and possible crude oil price rises as factors.
Colombo Stock Exchange indices edged up (ASPI +0.06% to 21,327.69) as Vidullanka subscribed Rs100 million in Vidul Biomass II to develop a 6.6MW Medawachchiya Dendro Power Project, with total cost $16.1m and a ~Rs1.3bn equity commitment.
Colombo Stock Exchange closed down as the ASPI fell 0.32% to 21,313.92 with market turnover Rs 1.55 billion and banks leading turnover at Rs 309.87 million. Movers included Carson Cumberbatch, Commercial Bank, Central Finance and Watawala (up) and Dialog, Aitken Spence, LOLC and Ceylon Cold Stores (down); Anilana said Sampath Bank acquired its hotel properties and is contesting the action in court.
Colombo Stock Exchange closed down as the ASPI fell 0.25% (down 53.01 pts) to 21,489.22 on Wednesday, with market turnover at LKR 972.23 mn and capital goods leading turnover at LKR 283.19 mn. HNB Finance appointed four new independent/non-executive directors effective Sept 8, 2026; its shares closed down 1.20% at 8.20 rupees.
The Colombo market fell for a fourth straight session as the ASPI closed down 0.05% (10.95 pts) at 21,405.62 with turnover over Rs.1.5bn and foreign net outflows of Rs.24.8m. SAMP, BREW, BUKI, JKH and CDB weighed on the index while MELS, SPEN, DIAL, CFIN and HARI were among gainers; banking led turnover.
Fintech Forum Sri Lanka vice-chair and LOLC Finance CEO Conrad Dias says Sri Lankan fintechs must target regional markets of up to about 200 million consumers to scale beyond the domestic market of ~20 million, urging stronger collaboration, supportive regulation and international partnerships.
Colombo's ASPI fell 0.29% (62.5 pts) to 21,416.57 as Middle East tensions and rising oil prices dampened sentiment; turnover topped Rs.1.5bn with food, beverage & tobacco accounting for 30% and banks/capital goods contributing heavily. Several counters including SAMP, BREW, CFIN, BUKI, DIAL and SUN were cited.
Sri Lanka's ASPI fell 0.29% to 21,416.57 while the S&P SL20 dropped 0.34% to 6,020.38, with market turnover at LKR 1.54 billion. Top positive contributors included Hayleys, Hemas, CTC and Central Finance, while Dialog, LOLC and DFCC were main negatives; Maharaja Foods saw director purchases and closed up 0.61%.
Colombo stocks edged down midday, the ASPI falling 0.05% to 21,468.94 and the S&P SL20 down 0.10%, with market turnover at LKR 541.6m and banks leading turnover (LKR 234m). State-owned Bank of Ceylon said it plans to raise LKR 10bn via Basel III-compliant AT1 perpetual debentures.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.