Banks & Finance · Finance/Rental/Leasing
Vallibel Finance PLC is a Sri Lanka-based finance company that provides a range of lending, deposit and tailored financial products through a nationwide branch network and digital channels.
VFIN shares are down 29.1% over the past year and last closed at Rs 84.50 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7 | -0.5 | -10.3 | +4.8 | -2.7 | -1.0 | -3.2 | +1.3 | -7.2 | +0.0 | +0.0 | +0.0 |
| 2025 | +5.0 | -6.9 | +3.3 | +25.4 | +14.5 | +32.9 | +12.6 | +5.8 | -2.4 | -1.5 | -6.8 | -5.7 |
| 2024 | -4.9 | +16.5 | +8.0 | +10.3 | +0.0 | -2.3 | -3.8 | -4.2 | +4.7 | +11.1 | -0.2 | +19.2 |
| 2023 | +11.6 | +6.0 | +24.2 | -7.0 | -5.2 | +12.1 | +19.7 | -2.8 | -2.4 | -8.7 | +1.8 | -5.0 |
| 2022 | +13.9 | +1.3 | -35.6 | +6.7 | -3.8 | -18.8 | -3.6 | -1.7 | +13.1 | -7.1 | -12.4 | +2.8 |
| 2021 | +143.6 | -30.4 | -6.0 | +7.4 | +27.2 | +10.3 | +0.4 | -5.3 | +5.0 | +8.3 | -9.3 | +3.9 |
| 2020 | -0.7 | -8.1 | -20.6 | +0.0 | +0.0 | +4.3 | -2.8 | -4.3 | +13.4 | -7.1 | +4.9 | +6.8 |
| 2019 | +1.0 | -4.3 | -0.8 | +2.3 | +5.0 | -9.0 | +8.7 | -0.9 | -2.2 | +2.2 | +12.2 | -4.5 |
| 2018 | +3.1 | -3.0 | -4.3 | +4.9 | -4.7 | -3.0 | +4.6 | -4.3 | -2.5 | +2.4 | +7.5 | -1.6 |
| 2017 | -2.5 | +0.0 | +0.3 | +10.0 | +9.2 | -3.4 | +5.3 | -5.6 | -0.3 | +9.3 | -1.5 | -2.8 |
| 2016 | -5.9 | -10.0 | -7.0 | +21.3 | +4.0 | -15.6 | +7.2 | +3.1 | -1.6 | +0.8 | -5.0 | +0.2 |
| 2015 | +2.2 | +2.1 | -7.1 | +21.1 | +13.3 | -2.0 | +9.2 | +2.3 | -5.7 | +7.1 | -1.0 | +1.3 |
| 2014 | +14.2 | -8.8 | -1.0 | +5.4 | +8.6 | +1.8 | +18.8 | +9.5 | +3.3 | -1.1 | -5.0 | +5.3 |
| 2013 | +1.3 | -6.1 | -4.1 | +5.3 | +12.4 | -9.6 | -1.0 | -7.7 | +8.3 | -1.0 | +0.7 | -3.7 |
| 2012 | +0.0 | +0.0 | +0.0 | +0.3 | -17.2 | -2.2 | -1.6 | +12.6 | +14.6 | -10.2 | -15.0 | +1.6 |
| Average | +13.2 | -3.7 | -4.4 | +8.4 | +4.3 | -0.4 | +4.7 | -0.1 | +2.5 | +0.3 | -2.1 | +1.3 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | +2.4 | -3.7 | -4.2 | +6.0 | +4.5 | -2.2 | +4.6 | -1.7 | -0.3 | -0.1 | -1.3 | +0.8 |
| % up | 71% | 29% | 29% | 93% | 57% | 33% | 60% | 40% | 47% | 50% | 36% | 57% |
| Line | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Total income | Rs 14.3B +37.5% | Rs 10.4B +17.0% | Rs 8.9B +56.2% | Rs 5.7B -26.7% | Rs 7.7B +43.3% | Rs 5.4B +11.6% | Rs 4.8B |
| Operating profit | Rs 7.8B +37.8% | Rs 5.7B +17.9% | Rs 4.8B +75.0% | Rs 2.7B -41.5% | Rs 4.7B +64.2% | Rs 2.9B +16.9% | Rs 2.4B |
| Net profit | Rs 3.7B +36.2% | Rs 2.7B +31.2% | Rs 2.1B +54.8% | Rs 1.3B -53.3% | Rs 2.8B +64.7% | Rs 1.7B +37.7% | Rs 1.3B |
| EPS | 15.12 +32.1% | 11.45 +31.2% | 8.73 +54.8% | 5.64 -53.3% | 12.07 -58.8% | 29.32 +37.7% | 21.29 |
Compared with the same period a year earlier.
Per-share figures are as reported, not adjusted for splits.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | LOFC.N0000 | 5.30 | Rs 156.7B | 5.6 | 0.97 | 0.94 | 17.18% | 0.00% |
| 2 | LFIN.N0000 | 152.00 | Rs 84.2B | 5.6 | 1.34 | 27.10 | 23.87% | 5.39% |
| 3 | CFIN.N0000 | 208.50 | Rs 47.4B | 4.5 | 0.55 | 46.37 | 12.21% | 3.12% |
| 4 | PLC.N0000 | 18.00 | Rs 40.9B | 6.7 | 0.75 | 2.68 | 10.81% | 3.79% |
| 5 | COCR.N0000 | 96.70 | Rs 30.8B | 3.2 | 0.82 | 30.55 | 25.99% | 16.55% |
| 6 | SFCL.N0000 | 334.25 | Rs 30.3B | 14.6 | 2.22 | 22.82 | 15.66% | 0.84% |
| 7 | CDB.N0000 | 32.50 | Rs 23.3B | 5.0 | 0.81 | 6.46 | 15.90% | 5.38% |
| 8 | VFIN.N0000 · this company | 84.50 | Rs 22.4B | 5.6 | 1.06 | 15.04 | 17.97% | 3.12% |
| Peer median · 8 companies | - | - | 5.6 | 0.90 | - | - | 3.45% |
Vallibel Finance PLC is a Sri Lanka-based finance company that provides a range of lending, deposit and tailored financial products through a nationwide branch network and digital channels. Its core activities include secured gold-backed lending, consumer and commercial lending, and leasing and auto-financing solutions; the company supports these with a growing digital platform (VFIN Digital) and branch-based customer service. The company operates across all nine provinces with an extensive branch footprint and strategic partnerships with local vehicle and mobility brands to support its leasing and auto finance business, and it emphasises risk management, information security and governance in its operations.
Vallibel Finance grew June-quarter net profit 37.3% year-on-year, but borrowing has risen sharply alongside its asset expansion.
Read the full report (Sep 3, 2026) →1 article in 30 days: 1 positive, 0 negative, 0 neutral.
Vallibel Finance opened two new branches in North Central Province, a second branch in Anuradhapura City and one in Bakamuna, to expand regional reach and financial inclusion. The company, which offers leasing, deposits, gold loans and auto-draft facilities, has surpassed Rs.200 billion in assets.
Vallibel Finance (VFIN.N0000) was named among Brand Finance Sri Lanka Top 100 Most Valuable Brands 2026, moving up five places and increasing its brand value to Rs.2.5 billion (from Rs.1.9 billion) while earning an A- brand strength rating.
The Colombo ASPI rose 0.33% (69.47 pts) to 21,395.11 as investor sentiment improved after weekly T‑Bill yields fell; turnover was over Rs.2.4bn and foreign investors were net buyers of Rs.68.3mn. Top positive contributors included CINS, HAYC, RCL, DIPD and AEL, while JKH, BIL, BREW, HNB and CARS weighed on the index.
Fintech Forum Sri Lanka vice-chair and LOLC Finance CEO Conrad Dias says Sri Lankan fintechs must target regional markets of up to about 200 million consumers to scale beyond the domestic market of ~20 million, urging stronger collaboration, supportive regulation and international partnerships.
Vallibel Finance PLC said it reached Rs. 200 billion in total assets (unaudited) as at 31 July 2026. For 2025/26 it reported profit before tax of Rs. 7.6 billion, a 37.5% rise, and had assets of Rs. 180.2 billion at end-March 2026 (up 61.4% y/y).
Vallibel Finance PLC reported its total asset base exceeded Rs. 200 billion as of July 31, 2026, based on unaudited management accounts in a CSE disclosure. The Board and management thanked stakeholders for their support.
Vallibel Finance (VFIN.N0000) reported FY2025/26 PBT of Rs.7.6bn, up 37.5%, with total assets rising to Rs.180.2bn (61.4% growth) and NPLs falling to 2.53%; the company also cited 70% portfolio growth and ongoing digital transformation initiatives.
Vallibel Finance (VFIN.N0000) opened three new branches in Nelliady, Puthukkudiyiruppu and Kilinochchi on 8–9 June 2026. The branches will provide services including leasing, fixed deposits, gold loans and auto draft facilities backed by modern technology to improve financial access in the Northern Province.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.