Banks & Finance · Finance/Rental/Leasing
HNB Finance PLC is a diversified Non-Bank Financial Institution in Sri Lanka that provides a range of credit and deposit products, including micro-finance facilities, finance leases, vehicle loans, mortgage loans, gold loans, other credit facilities, acceptance of fixed deposits, maintenance of savings accounts and value-added services to the finance sector.
HNBF shares are up 1.1% over the past year and last closed at Rs 7.90 on Sep 30, 2026.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +7.9 | +12.2 | -3.3 | +5.6 | +5.3 | +5.5 | -14.6 | +3.7 | -8.2 | +0.0 | +0.0 | +0.0 |
| 2025 | -8.5 | +1.3 | -7.1 | +7.7 | +7.1 | +60.0 | +2.8 | +18.9 | -2.3 | +3.5 | -9.0 | -6.2 |
| 2024 | -4.0 | +6.2 | +5.9 | +3.7 | +1.8 | -8.8 | +1.9 | -3.8 | +5.9 | +7.4 | -5.2 | -14.5 |
| 2023 | +11.6 | -2.1 | +10.6 | -7.7 | -4.2 | +13.0 | +17.3 | -4.9 | -8.6 | -5.7 | -2.0 | +2.0 |
| 2022 | +2.0 | -4.8 | -34.3 | -7.7 | +11.7 | +3.0 | -4.3 | -6.1 | -9.7 | -10.7 | -10.0 | -4.4 |
| 2021 | -3.9 | -16.3 | +7.3 | -11.4 | +3.8 | +2.5 | +1.2 | +27.4 | -10.3 | -1.0 | +12.6 | -4.7 |
| 2020 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | -3.8 | +135.3 | -22.5 | +4.3 | +5.2 |
| Average | +0.8 | -0.6 | -3.5 | -1.6 | +4.3 | +10.7 | +0.6 | +4.5 | +14.6 | -4.8 | -1.5 | -3.8 |
| ASPI average | +3.1 | -2.7 | -4.7 | +2.0 | +0.2 | +0.8 | +3.1 | +2.2 | +3.2 | -0.1 | +1.0 | +3.0 |
| Median | -1.0 | -0.4 | +1.3 | -2.0 | +4.6 | +3.0 | +1.2 | -3.8 | -8.2 | -3.4 | -3.6 | -4.6 |
| % up | 50% | 50% | 50% | 50% | 83% | 71% | 57% | 43% | 29% | 33% | 33% | 33% |
| Line | FY2026 | FY2025 | FY2024 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total income | Rs 11.5B +45.0% | Rs 8.0B +11.4% | Rs 7.1B | Rs 3.5B -32.9% | Rs 5.3B |
| Operating profit | Rs 3.9B +79.5% | Rs 2.2B +111.9% | Rs 1.0B | Rs -74.3M | Rs 1.1B |
| Net profit | Rs 1.7B +119.9% | Rs 764.5M +23.1% | Rs 621.0M | Rs -123.6M fell into loss | Rs 420.5M |
| EPS | 0.81 +88.4% | 0.43 +19.4% | 0.36 | -0.07 | 0.24 |
Compared with the same period a year earlier.
Parent company only. Subsidiaries are not included.
Per-share figures are as reported, not adjusted for splits.
No dividend records.
| # | Company | Price | Mkt cap | P/E | P/B | EPS | ROE | Div Yield |
|---|---|---|---|---|---|---|---|---|
| 1 | LOFC.N0000 | 5.30 | Rs 156.7B | 5.6 | 0.97 | 0.94 | 17.18% | 0.00% |
| 2 | LFIN.N0000 | 152.00 | Rs 84.2B | 5.6 | 1.34 | 27.10 | 23.87% | 5.39% |
| 3 | CFIN.N0000 | 208.50 | Rs 47.4B | 4.5 | 0.55 | 46.37 | 12.21% | 3.12% |
| 4 | PLC.N0000 | 18.00 | Rs 40.9B | 6.7 | 0.75 | 2.68 | 10.81% | 3.79% |
| 5 | COCR.N0000 | 96.70 | Rs 30.8B | 3.2 | 0.82 | 30.55 | 25.99% | 16.55% |
| 6 | SFCL.N0000 | 334.25 | Rs 30.3B | 14.6 | 2.22 | 22.82 | 15.66% | 0.84% |
| 7 | CDB.N0000 | 32.50 | Rs 23.3B | 5.0 | 0.81 | 6.46 | 15.90% | 5.38% |
| 8 | VFIN.N0000 | 84.50 | Rs 22.4B | 5.6 | 1.06 | 15.04 | 17.97% | 3.12% |
| 9 | HNBF.N0000 · this company | 7.90 | Rs 19.7B | 10.5 | 1.65 | 0.75 | 19.67% | 0.00% |
| Peer median · 8 companies | - | - | 5.6 | 0.90 | - | - | 3.45% |
HNB Finance PLC is a diversified Non-Bank Financial Institution in Sri Lanka that provides a range of credit and deposit products, including micro-finance facilities, finance leases, vehicle loans, mortgage loans, gold loans, other credit facilities, acceptance of fixed deposits, maintenance of savings accounts and value-added services to the finance sector. The Company has been repositioning toward secured and asset-backed lending and has expanded capabilities in leasing and land and housing finance following the amalgamation with Prime Finance PLC; it operates through a network of 76 branches and offers customers access to over 850 ATMs island-wide through its association with Hatton National Bank PLC. HNBF is also advancing digital channels (mobile and internet banking), implementing a next-generation core banking system and investing in digital resilience and cybersecurity. HNBF maintains a customer-focused approach with ongoing microfinance and financial literacy initiatives aimed at financial inclusion, while embedding environmental, social and governance considerations into its lending and operational practices.
Evidence points to a stronger business despite a rich price because June profit more than doubled and margins reached a record. The counterweight is a moderately overvalued market-wide score of 26.
Read the full report (Sep 29, 2026) →Higher than 15% of its last 13 months · 18 of 26 in its sector
5 articles in 30 days: 0 positive, 0 negative, 5 neutral.
The Colombo ASPI fell 0.6% to 20,817.82, sliding to a six-month low as losers (163) outpaced winners (31) and turnover barely topped Rs.1bn. Top decliners and contributors to the drop included Dialog, Commercial Bank, Overseas Realty, Singer, Tokyo Cement and Ceylinco, while John Keells closed flat.
HNB FINANCE PLC opened its 77th branch in Dehiwala at No. 176, Galle Road. The new branch will offer HNB FINANCE's financial solutions including gold loans (Gold Plan and VIP Gold Loan), leasing, fixed deposits and savings facilities.
Colombo market opened lower as the ASPI fell 69 points (-0.3%) and the S&P SL20 dropped 8 points (-0.1%). Turnover was Rs.1.5bn (above last week's Rs.1.4bn), foreigners were net sellers of Rs.94.7m, with declines led by ASIR, CCS, SPEN, DIAL and others.
HNB Finance PLC appointed Renuke Wijayawardhane, Shanti Gnanapragasam, Nabiha Mohamed and Dr. Thisuri Wanniarachchi as Independent Non-Executive Directors effective 8 September 2026. The appointees include the former CSE Chief Regulatory Officer and executives with banking, corporate finance and development finance experience.
Colombo Stock Exchange closed down as the ASPI fell 0.25% (down 53.01 pts) to 21,489.22 on Wednesday, with market turnover at LKR 972.23 mn and capital goods leading turnover at LKR 283.19 mn. HNB Finance appointed four new independent/non-executive directors effective Sept 8, 2026; its shares closed down 1.20% at 8.20 rupees.
HNB Finance PLC appointed Dr. Prasad Samarasinghe as Chairman effective 28 August 2026, succeeding Rajive Dissanayake on his retirement. Dr. Samarasinghe has nearly three decades of senior experience in IT, telecommunications, cybersecurity, risk management and financial governance.
Colombo Stock Exchange fell as the ASPI dropped 0.31% to 21,279.65 with turnover of Rs 796.92 million; capital goods led turnover at Rs 153.15 million. HNB Finance appointed Talpawila Kankanamge Don Aruna Prasad Samarasinghe as chairman effective Aug 28.
Fintech Forum Sri Lanka vice-chair and LOLC Finance CEO Conrad Dias says Sri Lankan fintechs must target regional markets of up to about 200 million consumers to scale beyond the domestic market of ~20 million, urging stronger collaboration, supportive regulation and international partnerships.
With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.
Auto-generated from 45 sector news articles over 14 days. Not investment advice.