HNB Finance Plc

HNBF.N0000

Banks & Finance · Finance/Rental/Leasing

Voting
Rs 8.20
+0.00%
as of Aug 3, 2026
Price history
+20.55%
P/E
11.1
P/B
1.84
EPS
Rs 0.74
Div Yield
0.00%
Market Cap
Rs 17.2B
Beta
1.44
ROE
18.2%
Op Margin
33.0% (+0.9pp)

Annual fundamentals

YearRevenueNet profitEPS
2026Rs 11.5BRs 1.7B0.81
2025Rs 8.0BRs 764.5M0.43
2024Rs 7.1BRs 621.0M0.36
2023Rs 5.4BRs -468.4M-0.27
2022Rs 4.9BRs 515.6M0.29
2021Rs 3.5BRs -123.6M-0.07
2020Rs 5.3BRs 420.5M0.24

Recent dividends

No dividend records.

About HNB Finance Plc

HNB Finance PLC is a diversified Non-Bank Financial Institution in Sri Lanka that provides a range of credit and deposit products, including micro-finance facilities, finance leases, vehicle loans, mortgage loans, gold loans, other credit facilities, acceptance of fixed deposits, maintenance of savings accounts and value-added services to the finance sector. The Company has been repositioning toward secured and asset-backed lending and has expanded capabilities in leasing and land and housing finance following the amalgamation with Prime Finance PLC; it operates through a network of 76 branches and offers customers access to over 850 ATMs island-wide through its association with Hatton National Bank PLC. HNBF is also advancing digital channels (mobile and internet banking), implementing a next-generation core banking system and investing in digital resilience and cybersecurity. HNBF maintains a customer-focused approach with ongoing microfinance and financial literacy initiatives aimed at financial inclusion, while embedding environmental, social and governance considerations into its lending and operational practices.

AI analysis

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News sentiment

Describes news flow, not a forecast
Last 30 days
Most positive news flow in 4 months
its own lowits own high

Higher than 17% of its last 12 months · 14 of 19 in its sector

3 articles in 30 days: 0 positive, 0 negative, 3 neutral.

24 months positive negative 3-month net
Nov 24: 2 articles, net +0.27Jan 25: 3 articles, net +0.67Feb 25: 3 articles, net +0.33Mar 25: 7 articles, net +0.18Apr 25: 1 articles, net +1.00May 25: 2 articles, net +1.00Jun 25: 10 articles, net +0.53Aug 25: 3 articles, net +1.00Sep 25: 3 articles, net -0.33Nov 25: 5 articles, net +0.94Feb 26: 5 articles, net +0.82Apr 26: 5 articles, net +0.00May 26: 5 articles, net +0.00Jun 26: 9 articles, net -0.08Aug 24Dec 24Apr 25Aug 25Dec 25Apr 26
Recent news
View all news →
Daily FT·Jul 27, 2026·Management or board change
HNB Finance announces new Board appointments

HNB Finance PLC appointed Supun Dias and Sivarajah Nandakumar as Non-Independent Non-Executive Directors. Both appointees are long-serving Executive Vice Presidents at Hatton National Bank with over 34 years of service.

Daily FT·Jun 16, 2026·Credit rating actionNegative
Fitch: Higher gold-loan risk weights to have manageable impact on lenders’ capital

Fitch says Sri Lanka's central bank tighter capital rules for gold-backed loans (10% risk weight for LTV<70% from 1 Sep) will be manageable for banks but hit finance companies harder; Asia Asset Finance, L B Finance, UB Finance, HNB Finance and MBSL face the largest capital impacts.

Gold & Pawning
Ada Derana·Jun 15, 2026·Credit rating actionNegative
Manageable Impact on Sri Lankan Lenders’ Capital from Higher Gold-Loan Risk Weights

Fitch says Sri Lanka’s new risk weights for gold loans (10% for <70% LTV; 40% for 70–100% LTV; 100% for >100% LTV) will raise average risk density to ~12% for banks and ~26% for finance firms and could cut finance companies’ Tier‑1 ratios by ~1pp to a little over 5pp, with Asia Asset Finance most affected.

Gold & Pawning
EconomyNext·Jun 15, 2026·Credit rating actionNegative
Manageable impact on Sri Lanka lenders’ capital from higher gold-loan risk weights: Fitch

Fitch says the CBCSL directive raising risk weights on gold-backed loans will raise average risk density to ~12% for rated banks and ~26% for finance companies, cutting banks' CET1 by ~2–35bp and finance companies' Tier‑1 by about 1pp–>5pp. Asia Asset Finance, L B Finance, UB Finance, HNB Finance and MBSL are singled out as most affected.

Gold & Pawning
Daily FT·Jun 3, 2026·M&A / stake change
Prime Lands exits HNB Finance with Rs. 3.5 b sale; Rayynor enters

Prime Lands sold its 23.29% stake in HNB Finance PLC (400 million shares) for Rs. 3.5 billion at Rs. 8.80 per share, with Phantom Investments taking a 5.82% stake. Hatton National Bank holds a 51% stake in HNB Finance and the Phantom purchase is Rayynor Silva’s first entry into a listed finance company.

Banks & Finance sector: what is happening

Last 30 days to Aug 4, 2026

Regulatory tightening dominated banks/finance as Cabinet named the SEC to regulate virtual asset service providers within a CBSL/FIU/IRD framework and approved a 2026-2030 national AML policy. The FIU flagged long-running trade-based money laundering via phantom imports, after probes found about $715m in fraudulent remittances. CBSL kept LTV caps on vehicle and gold loans. Services PMI signaled June expansion led by financial services.

Auto-generated from 17 sector news articles over 30 days. Not investment advice. 2 more stories on the sentiment page.