LOLC Holdings Plc

LOLC.N0000Moderately undervalued

Banks & Finance · Financial Conglomerates

LOLC Holdings PLC is a diversified and globally integrated conglomerate with core activities in financial services, plantations & agriculture, manufacturing & trading, leisure & entertainment, technology and strategic investments.

LOLC shares are down 23.1% over the past year and last closed at Rs 435.50 on Sep 30, 2026.

Rs 435.50
-0.80%
Price history
-23.09%

Monthly seasonality

Monthly total returns by year and calendar month
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+7.2-4.8-8.7+5.7+0.0-7.4-6.4-3.2-5.9+0.0+0.0+0.0
2025+5.5-8.4-10.5-3.2+5.6-6.7-2.9+1.8+0.9-1.7-0.2+1.7
2024-11.1-1.7+27.2+18.7-3.1-1.3-7.9-9.1+13.6+5.6-1.8+54.4
2023+2.6-4.9-3.8-2.8-12.3+14.1+36.4-13.9-1.4-8.1-2.3-5.0
2022+5.2-17.9-52.1-7.9+36.4-33.3-4.6+47.7-10.5-19.1+4.4-6.1
2021+285.2-29.8-20.6+11.1+9.9+10.8+19.1+26.8+4.4+3.7+54.4+16.8
2020-13.4-16.0-30.5+0.0+0.0+8.8+9.3+3.3-7.9-4.3+6.1+3.1
2019+1.7-2.7+1.1-0.1-1.1+2.4+19.8+18.4-1.6-5.5-3.3+53.4
2018+1.7-0.9+1.7+7.6-9.1-15.2-6.1-2.2-4.3+6.9-2.3+0.1
2017-4.8-9.0-0.6+41.5+16.6+10.1-1.7+8.5+5.0+2.8-8.4-3.8
2016-12.6-6.3-4.0+24.2-0.9-14.2+7.0+4.6-3.5-3.7+0.0-8.2
2015+0.0-1.7-12.0+18.3+25.0-11.4+6.3+1.9-12.0+2.1-2.6-3.2
2014+2.6+5.9-4.9+2.7+3.5+15.2+1.3-3.2-5.1+3.2+2.0-2.1
2013+25.5-14.1-1.7+0.9+5.6-1.2-6.0-11.2+16.2+8.2+3.2+11.7
2012+0.0+0.0+0.0-8.1-42.9+30.7+8.9+13.2+10.7-0.6-2.2+9.6
Average+21.1-8.0-8.5+7.7+2.4+0.1+4.8+5.6-0.1-0.7+3.4+8.7
ASPI average+3.1-2.7-4.7+2.0+0.2+0.8+3.1+2.2+3.2-0.1+1.0+3.0
Median+2.2-5.6-4.5+4.2+1.8-1.2+1.3+1.9-1.6+0.8-1.0+0.9
% up64%7%21%64%50%47%53%60%40%50%36%57%
P/E
6.4
P/B
0.50
EPS
Rs 68.28
Div Yield
0.00%
Market Cap
Rs 206.9B
Beta
0.42
ROE
3.9%
Op Margin
46.1% (-3.0pp)

Fundamentals

LineFY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Total income
Rs 158.2B
+41.0%
Rs 112.2B
+30.6%
Rs 85.9B
+4.1%
Rs 82.6B
+49.4%
Rs 55.3B
+64.5%
Rs 33.6B
+33.8%
Rs 25.1B
+1.0%
Rs 24.9B
+9.8%
Operating profit
Rs 70.3B
+53.9%
Rs 45.7B
+729.8%
Rs 5.5B
-74.9%
Rs 21.9B
-61.8%
Rs 57.4B
+384.5%
Rs 11.8B
-90.7%
Rs 126.7B
+393.1%
Rs 25.7B
+11.8%
Net profit
Rs 23.4B
-43.0%
Rs 41.0B
+88.5%
Rs 21.8B
+0.4%
Rs 21.7B
-72.1%
Rs 77.6B
+45.9%
Rs 53.2B
+168.8%
Rs 19.8B
+0.8%
Rs 19.6B
+2.3%
EPS
66.64
-36.3%
104.61
+66.2%
62.95
+33.7%
47.08
-63.4%
128.71
+118.1%
59.01
+157.4%
22.93
-3.5%
23.76
+16.1%

Compared with the same period a year earlier.

Per-share figures are as reported, not adjusted for splits.

Recent dividends

No dividend records.

Sector comparisonBanks & Finance · 54 companies
Rs 202.50
P/E
5.5
P/B
0.94
ROE
18.10%
Yield
5.17%
Rs 384.00
P/E
4.6
P/B
0.71
ROE
15.72%
Yield
5.20%
LOLC.N0000 · this company
Rs 435.50
P/E
6.4
P/B
0.50
ROE
3.85%
Yield
0.00%
SAMP.N0000
Rs 140.00
P/E
5.0
P/B
0.84
ROE
16.81%
Yield
7.36%
LOFC.N0000 · same group, not in the median
Rs 5.30
P/E
5.6
P/B
0.97
ROE
17.18%
Yield
0.00%
Rs 303.75
P/E
5.3
P/B
0.96
ROE
19.87%
Yield
3.44%
LFIN.N0000
Rs 152.00
P/E
5.6
P/B
1.34
ROE
23.87%
Yield
5.39%
Rs 2,820.00
P/E
7.2
P/B
0.69
ROE
9.53%
Yield
1.81%
Sector median · 54 companies
P/E 6.9P/B 0.94Yield 2.16%

About LOLC Holdings Plc

LOLC Holdings PLC is a diversified and globally integrated conglomerate with core activities in financial services, plantations & agriculture, manufacturing & trading, leisure & entertainment, technology and strategic investments. The Group operates across Sri Lanka and has material operations in South & South East Asia, Central Asia and Africa, with specific presence in Kenya, Tanzania, Rwanda, China, the Maldives and Mauritius. The Group's financial services platform comprises non-bank financial institutions, banking and related digital businesses that deliver microfinance, SME and retail credit, leasing and factoring solutions; it also operates a widely adopted digital wallet (iPay) and maintains overseas lending operations across multiple Asian and African markets. Non-financial activities include large-scale plantation and tea manufacturing operations (including acquisitions of Lipton plantation assets and Sri Lankan plantation interests), manufacturing and trading businesses such as Brown and Company PLC and affiliated brands (including Browns Battery and Browns Agriculture), and a hospitality portfolio of hotels and resorts (including Eden Hotel Lanka PLC, Serendib Hotels PLC, Barceló Whale Lagoon and the Nasandhura Palace in Malé). The Group has also expanded into new economy areas such as affordable new energy vehicles (NEV) and related charging infrastructure.

AI analysis

bullish

The evidence points bullish because June-quarter net profit doubled as revenue expanded. The main counterweight is that audited FY2026 profit fell 43.0%.

Read the full report (Sep 15, 2026) →

News sentiment

Describes news flow, not a forecast
Last 30 days
Most positive news flow in 7 months
its own lowits own high

Higher than 85% of its last 13 months · 3 of 26 in its sector

4 articles in 30 days: 3 positive, 1 negative, 0 neutral.

24 months positive negative 3-month net
Oct 24: 1 articles, net +1.00Dec 24: 6 articles, net +0.33Jan 25: 4 articles, net +0.00Feb 25: 1 articles, net -1.00Mar 25: 3 articles, net +0.33Apr 25: 6 articles, net +0.55May 25: 4 articles, net +0.78Jun 25: 5 articles, net +0.05Aug 25: 2 articles, net +1.00Sep 25: 2 articles, net +1.00Oct 25: 1 articles, net +1.00Nov 25: 3 articles, net +0.47Dec 25: 3 articles, net +0.56Jun 26: 5 articles, net +0.74Jul 26: 4 articles, net -0.31Aug 26: 3 articles, net -0.67Sep 26: 4 articles, net +0.75Oct 24Feb 25Jun 25Oct 25Feb 26Jun 26
Recent news
View all news →
Ada Derana·Sep 15, 2026·Capacity or capexPositive
Beyond Revival: How a Public-Private Partnership Turned an Abandoned Sugar Factory Into a Regional Lifeline

Brown & Company and LOLC Holdings partnered with the government (51% state, 49% private) to revive the long-idle Hingurana/Gal Oya sugar factory, rebuilding infrastructure and expanding into ethanol, power and bio-fertiliser. The operation now cultivates ~8,500 ha, employs ~1,300 directly and works with 8,000 farmers, supporting roughly 30,000 people and reducing sugar imports.

Consumer Staples (FMCG)Renewable Energy
Daily FT·Sep 15, 2026·Market commentaryNegative
CSE opens new week in red

Colombo market opened lower as the ASPI fell 69 points (-0.3%) and the S&P SL20 dropped 8 points (-0.1%). Turnover was Rs.1.5bn (above last week's Rs.1.4bn), foreigners were net sellers of Rs.94.7m, with declines led by ASIR, CCS, SPEN, DIAL and others.

EconomyNext·Sep 14, 2026·Market commentaryNegative
Stocks down on Monday, banks lead turnover

Colombo Stock Exchange closed down as the ASPI fell 0.32% to 21,313.92 with market turnover Rs 1.55 billion and banks leading turnover at Rs 309.87 million. Movers included Carson Cumberbatch, Commercial Bank, Central Finance and Watawala (up) and Dialog, Aitken Spence, LOLC and Ceylon Cold Stores (down); Anilana said Sampath Bank acquired its hotel properties and is contesting the action in court.

EconomyNext·Sep 14, 2026·Market commentaryNegative
Sri Lanka stocks recover after morning dip

Colombo Stock Exchange recovered after a morning dip, with the ASPI at 21,379.02 (up 3.72 points) and the S&P SL20 at 6,005.49. Market turnover was 42.1 million rupees; notable movers included gains for Commercial Bank, Hatton National Bank and RIL Property, and declines for LOLC Holdings, Hayleys and Dialog Axiata.

Daily FT·Sep 12, 2026·Market commentaryPositive
CSE bucks three-day losing streak, ends week up 0.12%

The Colombo Stock Exchange ended the week up 0.12%, with the ASPI rising 25 points to 21,382.74 after snapping a three-day losing streak. HAYC, CARG, SAMP, LOLC, SEMB and DIMO were top positive contributors; turnover was Rs.1.1bn and foreign investors were net sellers of ~Rs.50.5m.

Fuel & Energy PricesRupee & Forex
EconomyNext·Sep 11, 2026·Market commentaryPositive
Sri Lanka stocks reverse morning losses to close up

Colombo Stock Exchange closed higher with the ASPI up 0.12% (25.00 pts) at 21,382.74 and the S&P SL20 up 0.19% at 6,015.08, on turnover of 333 million rupees. Galle Face Capital Partners received in-principle CSE approval to list up to 4,060,218 new ordinary shares via a scrip dividend; its shares closed down 2.45% at 19.90 rupees.

EconomyNext·Sep 9, 2026·Market commentaryNegative
Stocks close down on Wednesday, capital goods lead turnover

Colombo Stock Exchange closed down as the ASPI fell 0.25% (down 53.01 pts) to 21,489.22 on Wednesday, with market turnover at LKR 972.23 mn and capital goods leading turnover at LKR 283.19 mn. HNB Finance appointed four new independent/non-executive directors effective Sept 8, 2026; its shares closed down 1.20% at 8.20 rupees.

Daily FT·Sep 1, 2026·Earnings & resultsPositive
CSE corporate earnings rise 10% to Rs. 168.3 b in 2Q

CSE corporate earnings rose 10% YoY to Rs.168.3bn in 2Q (1QFY27), lifting 1H earnings 8% YoY to Rs.354.9bn, led by banks which contributed 37% of quarterly profits. Food & Beverage and Diversified Financials were the next-largest contributors; top 10 counters made about 56% of profits.

Consumer Staples (FMCG)
Daily FT·Sep 1, 2026·Award or certificationPositive
LOLC Life Assurance rewards young talent with special Pearl Bay experience

LOLC Life Assurance concluded its island-wide 'Sihina Siththara' children's art competition with an awards ceremony and a special Pearl Bay experience; top three winners in each of three age groups received cash prizes and the top 10 in each enjoyed a day at Pearl Bay with their families.

Daily FT·Aug 25, 2026·Management or board change
Seylan Bank appoints Krishan Thilakaratne Deputy Chairman

Seylan Bank appointed Krishan Thilakaratne as Deputy Chairman effective 17 August 2026. Thilakaratne, a Non-Executive Director since 2018, is currently Director/CEO of LOLC Finance and a senior management member of LOLC Holdings with over 31 years' experience in banking and finance.

Banks & Finance sector: what is happening

Last 14 days to Sep 30, 2026

With policy held at 8.75% amid 8.0% inflation, and Treasury and secondary bond yields rising during the window, banks face continued pressure to reprice deposits and loans while government-securities portfolios remain sensitive to yield moves. The rupee weakened and foreign investors sold rupee bonds for a second week. From 1 November, TIN verification will be required for bank accounts and credit cards, adding onboarding compliance.

Auto-generated from 45 sector news articles over 14 days. Not investment advice.